i need your help please. i will be submitting my full documents this June but im having a problem regarding my proof of funds. i just opened my US dollar savings account last May 2010 and my sister from the USA sent about US$10,000 there for my additional proof of funds and since it is a new account, i withdrew the money and placed it in time deposit account maturing on june 21, 2010 with the intention that the visa office won't trace it if it was placed in time deposit account but i noticed in the personal networth statement that you have to put the date of initial deposit so maybe they will still be curious on where the money came from. by the way, aside from this i also have a peso account opened in 2006 but the amount there is not enough to cover my proof of funds. can i still submit my newly opened account even if my account was just opened a month ago and the money is barely 1 month in my account? or i will just terminate my time deposit account and deposit it to my old peso account? won't the visa office ask on the big amount if i deposit it to my old peso account? which is more advisable? but if you'll try to look at my earnings, stated in my certificate of employment for the past 4 years, it is more than enough to cover the minimum proof of funds of CAD 11,100 since my current annual salary is Php 480,000 and the peso equivalent of CAD 11,100 is Php 488,400. it is just that i lent most of my savings to my friends and until now i can't collect the principl from them that's why i needed to ask help from my sister. hope you could enlighten me on this matter. thank you so much.