Hi guys,
I know this question has been asked again and again but just to ensure that my situation is not unique so I am asking few doubts about the settlement funds. If anyone can reiterate I would be very thankful.
I am from India and I received an Ontario nomination application invite on 4-Dec-15 with 410 CRS score and am preparing to apply. My savings accounts had more than enough funds required till the beginning of Oct 2015 but since I was not expecting any nomination and ITA seem to be a distant truth I decided to invest in property because of which my savings balance went down. Although my salary input in the account is good but it will still take around 4-5 months to replenish the required amount (CAD 18260) from 0. My savings account now has 1.8 lac and would get another 1.8 lac in Jan 2016 as salary. I have also withdrawn money from a mutual fund which should add another 1.76 lac to my salary account. I have some funds in my other bank account (around 1 lac) and some with my wife in her savings and FD (around 4.4 lac). I will have just enough money in these accounts in Dec 2015 (around 9.5 lac ~ CAD 19000). My queries are:
1. I had lent my brother around 1.5 lac during the last year as transfers to his account. Should I ask him to transfer it back now or it will complicate things?
2. Is it fine to show my wife's funds as she is shown as a dependent in my application or do I need some affidavits?
3. Should I wait till my next salary before sending the application so that the account balance increases further?
4. Would the reduction in my account balance be a cause of concern although the required amounts have been replenished?
I have a few queries regarding the application form
1. I am not able to fill the address properly as it asks for a street name and i don't have any in my address. My address is:
Flat #, Tower #, Apartment society name, block name, township name, city. I am not sure where would "Tower #, Apartment society name, block name, township name" go and what should i fill in the street no and name
2. My mailing address is same as the address so i checked the box and I assume I will need to fill in "N/A" in all the fields?
3. For fields with tables which do not apply to me should I write "N/A" in all cells?
4. What date to fill in the "To" for the current job?
5. If there is a gap of few days or weeks between job switches, do I need to mention them as unemployed?
6. IELTS score to put as it is or the CLB equivalent?
7. I have a relative of mine and that of wife who are two different people but I can select only one type of relationship in the form. Should I tick the other one manually?
All help is appreciated in advance
Regards,
Asif