Folks, Countrymen, Comrades, Russians, and my dear fellow Indians,
CIC finally charged my credit card yesterday, 22nd September. This was the second attempt. The transaction was declined on 20th September in first attempt. I am 4th June applicant for NOC 2174.
Few points to note concerning my application:
1. CC transaction is always risky. As far as possible please avoid it. Mine was ICICI bank CC with sufficient international credit limit and my CC was active for international transaction. I kept informing the bank that I am expecting $1100 CAD transaction and the customer care officer kept assuring me that everything is fine. However on the D Day ( In fact now the D-1 th Day) of 20th September the transaction was declined. I made 10-12 frenetic calls and was told that the transaction was declined on suspicion of fraudulent transaction. SO much for all the precautions I took earlier. Then I directed them to add this merchant (that is the mighty GOD CIC
) in the "Normalized" list. Apparently this was not done. So should you still go ahead with CC, please make sure:
a. Your card is active for international transaction
b. you have sufficient international credit limit ( this is different from domestic limit)
c. and most important, CITIZENSHIP AND IMMIGRATION FSW SY CA is in the banks Normalized ( Trust) list.
2. I have not submitted birth certificate. Instead, mine was Xth class certificate with my DoB and my father's name ( not mother's name)
3. In my PoF, 90% of the amount was through Stock and Mutual Fund and only 10% through traditional instruments such as Saving bank, PPF/PF etc.
