Was doing some more reading of this document today and found part of it very amusing. All the references to Joint stuff, bank accounts, loans, financial stuff, etc..etc.. being White in Thailand I am not legally able to do any of the above with my wife. In fact when she married me her being Thai and me being White she gave up her right to own land in Thailand without me providing a notarized letter showing that I have no claim financially to the property and giving up any future claims I might make.. they are very serious here about keeping financial stuff separate when it's a Thai and a Farang (non thai), so it was nice to see this written after the tables.
The above elements may be present in varying degrees and not all are necessary for a
relationship to be considered conjugal. Whether an element is present may depend on the culture
or preferences of the couple. For example, in some cultures, women have a limited role in the
management of the family finances; thus there may not be joint ownership of property or joint
bank accounts. Some couples may choose to keep aspects of their financial affairs separate and
yet are clearly in a conjugal relationship and have merged their affairs in other respects.
Officers should consider each relationship individually and take into account any other relevant
information provided by the applicant (or information otherwise available to the officer), in order to
assess whether a conjugal relationship exists.
Officers should also take into account to what extent the laws and/or traditions of the applicant's
home country may discourage the parties from openly admitting the existence of the relationship.
Now fingers crossed they read their own manuals haha