two things,
1.It is quite uncommon not to have a bank account
rarely I have a smile on me going through this forum,mostly because like many I'm also tensed about the chances...and I have a big smile reading ur reply...

...
it's so nice that you are building a Viber group and all...best wishes to u and friends...
and about me landing first,I have hurdles too...like the experience letter is yet to be with me and I don't know how my ex employer is writing it

...hope they're doing as per my request .. .and funds...im hoping to do with a gift from dad or brother once I receive the ITA...but I'll not be able to show a healthy 6months account statement...and I had worked in Qatar on business Visa and getting a PCC or a letter of refusal is difficult as Qatar as state policy do not issue PCC to non residence permit holders...

...so it is not as easy as it looks with CRS

..
however we all should keep coming back to the forum and stay connected...I'm not much of an initiator so eagerly waiting if someone starts a thread 'happily immigrated to Canada....' I would like to be a part of that thread and that could be a platform for sharing job opportunities,other help,finding housing and also once in a blue moon meet ups /road trips etc

...
so wish you all the best with all ur efforts...and esp with ur polish friend...
som