HI GUYS ... I have sent my papers to CIO last February 12, 2014 via DHL and was tracked that it has been pick-up and signed by MIKE on February 19, 2014. But until now no AOR yet. It has been 4months and we used bank draft to pay the procesing fee which is only valid for 6months. The bank told us that they need to send back the original bank draft so we could get a refund. Dont know what to do now... Anyone knows the CIO phone number? I already sent email to CIO no reply either.