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I don't know if this has been answered before or not but there goes.

MY EE application was filed in the last week of June 2018. The bank statement (ABC Bank) has PKR 1,250,000 as on the date of application. I have also shown investments in the form of mutual funds and life insurance separately (both totaling around PKR 400,000/-). The proof of funds trails is complete and justified from my salary slips and all.

I have a credit card outstanding of PKR 150,000/- from another XYZ bank which I plan to pay off gradually from funds separate from the one's mentioned above. See my response in green

My question is the following:

1. Does the CIC consider the cash value of the investments (as mentioned in the investment letter) as proof of funds to support my case? Are those mutual funds readily encashable. If yes then they will consider
2. Will CIC have access to information about my credit card outstanding from XYZ bank which is not declared in the Proof of funds information? As far as I know, eCIB access cannot be shared with parties other than financial institution. This should not be a problem.
3. Due to the on-going pressure on PKR, the CAD has spiked from 88/CAD to 93/CAD in inter-bank. How does CIC convert the funds from PKR to CAD since the Bank of Canada does not quote PKR-CAD parity? - It might but in my opinion they should freeze everything at the time of application. Even though if they consider they might ask you another proof of funds.
4. Incase the CAD to PKR exchange further deteriorates, should I keep topping up my ABC bank account to stay at a comfortable level based on the prevailing interbank rate? You should to be, on the safe side keep it as per prescribed limits.


Help would be appreciated.
 
Hi guys,
I have a quick question. At the time of e-APR we were required to show 15531 CAD as POF. But we mentioned in our application that we will bring 16500 CAD and our account showed more than 16500 CAD at that time. At that time 1 CAD was 84 rupees in exchange rate. But now the value of CAD has jumped to 93 rupees. I want to ask 'Will CIC check my POF according to current value of CAD or as its value was there at the time of e-APR?'
Kindly guide. Thank you in advance.
 
Hi guys,
I have a quick question. At the time of e-APR we were required to show 15531 CAD as POF. But we mentioned in our application that we will bring 16500 CAD and our account showed more than 16500 CAD at that time. At that time 1 CAD was 84 rupees in exchange rate. But now the value of CAD has jumped to 93 rupees. I want to ask 'Will CIC check my POF according to current value of CAD or as its value was there at the time of e-APR?'
Kindly guide. Thank you in advance.
Normally they should take weighted average balance as most currencies fluctuate in both directions. To be on the safe side keep additional funds in account to maintain a minimum of CAD 15531. But it should not be a problem. Say if you had GBP and UK Brexits then will they consider currency impairment as permanent. IMHO they should not.
 
Hi everyone. I wanted to ask about PCC. I submitted my application with PCC only from my permanent residence covering the whole duration. On the contrary I have also lived in 2 other cities. Will only one PCC work. Thanks?
 
Hi everyone i just want to know that does wes evaluates professional graduate diploma 1 year issued by skill development council. If yes what is that diploma equivalent to because i want to Thanks in advance
 

Thanks man for the response. Yes they are encashable. This is also stated on the investment and insurance letters.
 
A quick question

If I along with my wife want to apply for ECA. Do we both need to make separate accounts on
WES and pay separate fee for assessing our credentials

N.B. My wife is medical graduate, do i still need to assess her credentials through WES or ECFMG credential assessment will serve the purpose.
 
Guys are the new PCC from Rawalpindi black and white with a QR bar code for verification purposes ?
 
Guys are the new PCC from Rawalpindi black and white with a QR bar code for verification purposes ?
Yes it is but the stamp is blue. QR didn't work for my hubby's pcc.
 
A quick question

If I along with my wife want to apply for ECA. Do we both need to make separate accounts on
WES and pay separate fee for assessing our credentials - YES

N.B. My wife is medical graduate, do i still need to assess her credentials through WES or ECFMG credential assessment will serve the purpose.- I think yes