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CIBC was better. The agents weren’t pricks. I was able to get a credit card easily. Scotiabank treated me like sh*t

I went with Scotiabank. They charged me 70 bucks for a chequebook which was supposed to be free. I emailed them, they asked me to phone them. I phoned them and waited 30 mins and they told me to go visit a branch. I decided it's not worth my time and marked it down as a loss. Will open an account with TD soon.
 
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Don't get TD, they're a buncha cheap fks that will do anything to make money off you. Scotia, I know is good for free cinema tickets as rewards; good if you're a teenager. CIBC has the most rewards and immigrant friendly. RBC idk too much
 
I went with Scotiabank. They charged me 70 bucks for a chequebook which was supposed to be free. I emailed them, they asked me to phone them. I phoned them and waited 30 mins and they told me to go visit a branch. I decided it's not worth my time and marked it down as a loss. Will open an account with TD soon.
Scotiabank has a better credit card, if you like the cash back module, but their customer service sucks.
 
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Don't get TD, they're a buncha cheap fks that will do anything to make money off you. Scotia, I know is good for free cinema tickets as rewards; good if you're a teenager. CIBC has the most rewards and immigrant friendly. RBC idk too much
TD also does not send SMS alert for transactions which is a very basic feature to have these days.
 
When I send passport and letter to VFS, do I have to send separate envelopes for me and spouse? Or does it all have to be in one package. We have applied for fsw in one application, with me as primary applicant
 
TD also does not send SMS alert for transactions which is a very basic feature to have these days.

Agree, this is huge drawback. So if one loses TD credit card and is used by someone else, card holder wont even be alerted. I dont know whether other banks act the same way.
 
Got Following in GCMS notes-:

Primary Visa office-: NDVO
Secondary VO-: CIO
Eligibilty-: Review required
Security-: Not Started
Medical-: Passed, Expired
Criminality-: Passed
Info Sharing-: Complete

Application Assignment-:
Due Date- 10/07/2022
Assigned By-: KT28660
Assigned To-: SH01481

Application is in NDVO

What does Primary and secondary Visa office mean? What is the meaning of Due Date here?
What should I do to get my application finalized at the earliest?
Please Advice, Dear members
and @legalfalcon
 
Hey guys! I have some questions. Let's assume we get ITA around September 2022, When will we receive "okay, you are good to go." visa? I assume it is called PPR.
Also, I am trying to read everyone's signatures to see the timeline, is there any easier way? Thanks in advance.
 
If you dont mind, can I ask what score are you standing at ?
And how are you looking forward towards the draws ? Would we be able to get an ITA before the C-19 ?

CRS score 519. Hope to get an ITA in July.

At the moment, I am not worried about the C-19. I don't think I will be affected by it.
 
Hey guys! I have some questions. Let's assume we get ITA around September 2022, When will we receive "okay, you are good to go." visa? I assume it is called PPR.
Also, I am trying to read everyone's signatures to see the timeline, is there any easier way? Thanks in advance.

The minister it trying to bring back the 6 month standard processing time, so if you would be invited in September, you would receive PPR beginning of March.

Everyone's file is different, some get processed in almost two months and others, unfortunately, have to wait a considerable amount of time.
 
Hey guys! I have some questions. Let's assume we get ITA around September 2022, When will we receive "okay, you are good to go." visa? I assume it is called PPR.
Also, I am trying to read everyone's signatures to see the timeline, is there any easier way? Thanks in advance.
It all depends, case by case basis. How complex your application is etc. etc. In the best scenerio it should not take more than 6 months ;) in more complex cases it can takie 12 months or longer.
 
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