It does not need a view point but a cruel reality. Only a very insignificant percentage get job at the same level as in the home country but rest struggle. "Canadian Experience" is a discrimination against which Ontario Human Rights Association seems building awareness. Some of the excerpt is given below from the site http://www.ohrc.on.ca/en/policy-removing-%E2%80%9Ccanadian-experience%E2%80%9D-barrier
"Statistics Canada reported that between 1991 and 2006, the proportion of immigrants with a university degree in jobs with low educational requirements (such as clerks, truck drivers, salespersons, cashiers, and taxi drivers) increased.
"Immigrant groups identify many barriers to finding jobs that correspond to their education, skills and experience. These include:
employers not recognizing foreign credentials and experience
language and communication difficulties (particularly relating to occupational jargon[5])
employers not helping them integrate into the workplace and not providing job-related learning opportunities
being rejected for positions because they are thought to be overqualified
arbitrary requirements for Canadian experience[6]
outright discrimination.[7]"
"In 2012, the OHRC did a public survey on requirements for Canadian experience in the employment sector. The OHRC received more than 1,000 responses from job seekers, regulatory body[12] applicants, employers and others. In addition, the OHRC consulted with a range of organizations and individuals, including agencies serving newcomers, employers, government and regulatory bodies. This background work showed that newcomers face Canadian experience requirements from employers at the job search stage.[13] They also face these obstacles when they try to get professional accreditation, as many regulatory bodies will not admit new members without prior work experience in Canada.[14]
When facing a requirement for Canadian experience, newcomers are in a very difficult position: they can't get a job without Canadian experience and they can't get Canadian experience without a job.[15] Responses to the OHRC's survey show that many newcomers turn to unpaid work (e.g. volunteering or internships) or survival jobs low-skill work outside of their field of expertise to meet the requirement for Canadian experience. For example, two survey respondents wrote:
[...] It took me a very long time to find a job and the one that I finally got was due to my many, many months of continuous hard work and long hours as a volunteer. The work I do now has nothing to do with what I went to college for. It was sad, depressing and a financially-draining struggle for me.
[...] The main reason that they cited [in support of their decision not to hire me] is lack of Canadian experience. I have all the qualifications and over 12 years of experience in a multi-cultural and fast-paced work environment, and I feel that I have good communication skills too. I have even offered to work without wages for a few weeks so that they can judge me and my work. I have started getting frustrated and am planning to go back. They say they need skilled workers but don't recognize your overseas experience."
The idea of posting above is not to propagate negativism but to mentally prepare for the worst if things don't get right in our way.
Note that for most of the province, you can get loan not for your educational expense but also some fund for family expenditure as parent student and most of the case you don't have to pay for the fund you receive against family expenditure. So you can maintain your family even if you admit to diploma/post graduate degree.
For getting job, all ensure you have a very very goo relationship with your current supervisor and take "letter of appreciation" preferably from three present/past supervisor/colleagues. Canadian employer give upmost importance to reference. They may even call your supervisor to know about it. Reference is almost mandatory.
Also go through http://www.hec.ca/en/current_student/careers/career_management_services/resources_for_you/understanding_canadian_job_market.html though it is addressed to international sstudent but some of the points are also relevant to us.
