The rules are clear, your wife will NOT have coverage for 90 days, and you will have to pay for all bills, leading to her delivery. The day of delivery gets a little trickey, because your wife does not have coverage, but the child does, at birth.
I have a freind that went through this. He was asked by the hospital to put down a $5000 retainer. He paid the doctor roughly $100 for each visit, which was deducted from the retainer.
I beleive his wife had 12 visits to the doctor.
After the birth of the child, when the health card of the mother came in, he gave the hospital the health card.
They kept something like 1300-1400 dollars, and returned more than $3500 hundred to my freind. The money was returned almost 3 months after the health card number was provided.
I hope this helps.
masoud100 said:
Arkansas2045 thanks for your insight. My wife called to make an appointment for re-med in Islamabad and she was told to come September 10, and she told them on the phone that she is pregnant and they did not say anything to her regarding that situation just said to come sep 10. I read the letter and it says it will take chest x-ray. Is chest x-ray bad for a 4-5 month pregnant woman? I heard that it does not affect the unborn child as its directed to the chest. Also I want to clarify something regarding a permanent resident giving birth in a hospital. Some people have said if you have not been in Canada for atleast 3 months you will not be covered as a new immigrant. Others have said when you first come to Canada they give you a paper (OHIP or something) that covers you to go to doctors, etc. So say that my wife comes in December, 2012 and gives birth late January will there be a hospital bill for me or no?
