indira_prab
Champion Member
- Apr 16, 2010
- 252
- Category........
- Visa Office......
- New Delhi
- NOC Code......
- 2151 - Architects
- Job Offer........
- Pre-Assessed..
- App. Filed.......
- 16th Oct 2010 BD Encashed...: 25th Oct 2010 PER Received..: 10th Feb 2011
- File Transfer...
- 3rd March 2011 AOR Received.: 11th March 2011
- Med's Request
- 31st March 2011 PCC Request..: 31st March 2011 RPRF Request: 31st March 2011
- Passport Req..
- 31st March 2011 Med's Done....: 6th April 2011 Passports sent: 7th May 2011 RPRF/PCC sent: 7th May 2011 RPRF En-Cashed :17th May 2011
- VISA ISSUED...
- 27th May 2011
- LANDED..........
- 10th Sep 2011
People, we do not want to take chances , we have decided to transfer the money to my savings/salary account and get a latest balance certificate from the branch manager. It's worth doing this as our fingers are crossed too much alreadyindira_prab said:Hey people,
With respect to the proof of funds, would a letter from the bank manager stating the current balance do? The thing is we are planning to show the money in our OD mortgage account, wherein, our overall balance would be always in -XXX.XX until we finish off the mortgage. But the available balance can be anywhere between 0 and the total loan amount. We can get a letter from the bank stating our available balance, but if we take a statement, it will also show the current balance in -XXX.XX, and available balance as + 10 lakhs.
Long story short, We can put this money into another ordinary account, but the advantage here is if we maintain the same 10 lakhs in this particular account, we will not pay mortgage interest for the amount that we are maintaining, the 10 lakh rupees. The mortgaged flat is in my huby's name, and we can arrange for a property valuation to back the mortgage loan and sign a affidavit stating that we will sell this flat once we are through with the PR and plan to move to Canada.
Fair enough? Or would it be too complicated?
Thanks,
Indira Prabhakaran.
Thanks,
Indira Prabhakaran.