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Dear Seniors,

I am filling up the forms of Super Visa for my parents. Have some queries, your kind help required.

1. Is there any income supporting required from the parents?
2. Which insurance company is the best?
3. Which mode of application is preferable, online or paper based?
4. Expected timeline of visa processing.
 
Hi,I got ITA.how much I have to pay now with.my application (applicant+spouse+2kids under 22) and can I make the payment other than online payment like DD from a bank.
 
Rossei said:
There are Big Five in Canada: RBC, TD, ScotiaBank, BMO & CIBC. There are also some other international banks/subsidiaries. Let me give you some stats about the Big 5:

Capital/revenue: RBC > TD > ScotiaBank > BMO > CIBC
Assets: TD > RBC > ScotiaBank > BMO > CIBC
Branches (all over Canada): RBC > TD > ScotiaBank > CIBC > BMO

But in Toronto, you will see TD Bank branches everywhere. Hence, most new immigrants have an account there. You will get a chip-enabled debit card right when you open a checking account with any bank. TD allows $500 credit card for newcomers.

I made a post on comparing these big 5 banks a while ago: http://www.canadavisa.com/canada-immigration-discussion-board/tax-in-ontario-t75587.0.html;msg1310040#msg1310040

Dear Rossei,

All of your posts are very much informative & helpful as well. Could you please shed some light on the advantages & disadvantages of having a 100% online bank account (i.e. PC financials, Tangerine, EQ Bank) over the conventional banking accounts?

Thanks again.
 
fahad04 said:
Dear Rossei,

All of your posts are very much informative & helpful as well. Could you please shed some light on the advantages & disadvantages of having a 100% online bank account (i.e. PC financials, Tangerine, EQ Bank) over the conventional banking accounts?

Thanks again.

Not the best person to answer this as I haven't tasted both yet. I've been with conventional banks forever here, never tried PC Financial (owned by Loblaw) or Tangerine (owned by ScotiaBank). However, this is what I think:

Biggest Advantage:
Savings and rebate on both checking and saving accounts that major banks offer the least. Some even offer cashback on spending. $0 fees on opening new accounts and more like these instant refunds.

Biggest Disadvantage:
Since you don't meet a banker, you really don't build up a personal/customer relationship over time which may benefit you in future on big spending or borrowing (loans, mortgage etc.). The brick-and-mortar banks are also useful when you do some complex banking (bank drafts for CIC/Visa, large amount transfer overseas etc.), require physical security (bank locker) or need face-to-face investment/saving consultation.

However, I hear that Tangerine has already built up a good reputation. There is nothing wrong with 100& online banking. But once you find a job and settle in, you may want to have both to avail all benefits.
 
Rossei said:
Not the best person to answer this as I haven't tasted both yet. I've been with conventional banks forever here, never tried PC Financial (owned by Loblaw) or Tangerine (owned by ScotiaBank). However, this is what I think:

Biggest Advantage:
Savings and rebate on both checking and saving accounts that major banks offer the least. Some even offer cashback on spending. $0 fees on opening new accounts and more like these instant refunds.

Biggest Disadvantage:
Since you don't meet a banker, you really don't build up a personal/customer relationship over time which may benefit you in future on big spending or borrowing (loans, mortgage etc.). The brick-and-mortar banks are also useful when you do some complex banking (bank drafts for CIC/Visa, large amount transfer overseas etc.), require physical security (bank locker) or need face-to-face investment/saving consultation.

However, I hear that Tangerine has already built up a good reputation. There is nothing wrong with 100& online banking. But once you find a job and settle in, you may want to have both to avail all benefits.

+1 for you.
 
bdranger said:
Dear Seniors,

I am filling up the forms of Super Visa for my parents. Have some queries, your kind help required.

1. Is there any income supporting required from the parents?
2. Which insurance company is the best?
3. Which mode of application is preferable, online or paper based?
4. Expected timeline of visa processing.
 
All bangladeshi FSW OUTLAND(EE) March 2017 AOR RECIPIENT ARE REQUESTED TO JOIN THIS WATSAPP GROUP. SO THAT WE CAN ALL TRACK OUR APPLICATION https://chat.whatsapp.com/HjePCMdf0J5Ch9MpE0euef
 
Dear experts,
Congratulations to all who got the visa and who are about to get the visa soon. I wasn't regular in the forum more than a year as I have got nothing to share. Now I am looking for some feedback regarding our situation. I and my wife(primary applicant) applied in 2014 under FSW program. Last week they did site verification where my wife used to work in 2014. She changed her job twice and we informed them accordingly. Just to inform you that we applied via visa centre but we confirmed them that we are not dealing with the agency anymore. So far they got positive answers from the office as the chairman wasn't present that time so they said they will contact him again. So could you plz give me some feedback on this situation??
Thanks
Safir Khan
 
how to buy air ticket from IOM. Wheres the link?

I googled and IOM's official website has no link for buying air ticket.

Plz tell me how to.

Thank you.
 
Fastener said:
how to buy air ticket from IOM. Wheres the link?

I googled and IOM's official website has no link for buying air ticket.

Plz tell me how to.

Thank you.

Browse back around 80-90 posts of this thread & you will get IOM correspondence mobile number with e-mail address.

Thanks
 
ekarus said:
Mr. Rossei said that all. If you ask me, my choices will be 1. RBC, 2. CIBC, 3. TD

Ekarus vai,

Sent a PM. requesting you to check and revert back if possible.

Thanks.
 
Hi,

I am a very new person in this process who is thinking about applying for express entry. I hope there are already some posts (step by step) for the beginners. Would anyone please tag a similar post here. It will be a great help.

Many thanks in advance for your kind help.
 
Rossei said:
There are Big Five in Canada: RBC, TD, ScotiaBank, BMO & CIBC. There are also some other international banks/subsidiaries. Let me give you some stats about the Big 5:

Capital/revenue: RBC > TD > ScotiaBank > BMO > CIBC
Assets: TD > RBC > ScotiaBank > BMO > CIBC
Branches (all over Canada): RBC > TD > ScotiaBank > CIBC > BMO

But in Toronto, you will see TD Bank branches everywhere. Hence, most new immigrants have an account there. You will get a chip-enabled debit card right when you open a checking account with any bank. TD allows $500 credit card for newcomers.

I made a post on comparing these big 5 banks a while ago: http://www.canadavisa.com/canada-immigration-discussion-board/tax-in-ontario-t75587.0.html;msg1310040#msg1310040

thanks a lot bhaia.
 
Hello. I want to applly to Canada. I got basic idea on this forum that I need to do ECA and IELTS. I have started IELTS. And My CRS point is 479.

No one thing that I am very much confused that whats the difference between FSW and Express Entry? Are these two same? If not whats the difference?

Thank you.
 
Mr. Rana said:
Hello. I want to applly to Canada. I got basic idea on this forum that I need to do ECA and IELTS. I have started IELTS. And My CRS point is 479.

No one thing that I am very much confused that whats the difference between FSW and Express Entry? Are these two same? If not whats the difference?

Thank you.
আসসালামু আলাইকুম,
ডিসেম্বর ৩১, ২০১৪ ছিল FSW এর শেষ দিন। যারা, এই সময়ের মধ্যে অ্যাপ্লাই করে ছিল তারা FSW এর গর্বিত (???) সদস্য ছিল।

জানুয়ারী ১, ২০১৫ থেকে যারা অ্যাপ্লাই করে তারা Express Entry