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Just answered this in another thread. Yes, you need to select "no".

Correct.

Yes. As long as you have at least 67, your CRS doesn't matter.

400 is the minimum CRS for OINP, not for EE. As long as you are still eligible for EE after your birthday, then you're fine to receive ITA.

Read this post, and determine which Provinces you're eligible for: http://www.canadavisa.com/canada-immigration-discussion-board/summary-of-eligibility-requirements-for-all-express-entry-pnp-streams-t432937.0.html

You need a reference letter in the same format as the one for your Canadian work experience: dates, title, salary, roles and responsibilities, etc. As long as your reference letter contains all the necessary information, pay stubs are not required.

I don't have a spouse, so I'm not certain. But I don't think it's required. You'd best wait for someone with a spouse to answer.

Foreign work experience must be in a skill level A, B, or O NOC. Your foreign and Canadian work experience do not have to be in the same NOC. Work experience and education do not have to be related for EE (but for some PNPs they do).

As long as they don't affect your CRS, yes. But you should include an LOE which highlights the fact that your CRS is unaffected.

Just answered this in another thread. Yes, and yes.

Yes, and yes.

The CRS cutoff is predicted to drop in the coming months, but no one knows when or by how much. 449 may be enough, or it may not; no one knows. Sorry.

This has already been answered in another thread. Your wife's passport details aren't required until after you receive ITA.

I've seen the article before. But September and October have been and gone, and still no change. But we'll see.

Go with the direct ITA from CIC. If you have enough CRS points to receive ITA, PNP serves you no purpose.

With all due respect, I think you're wrong. According to that table, 13,537 people have a CRS in the 400-449 range. (These are people who do not have LMIAs, so will not be affected by the rule change in that way). So in order for the CRS cutoff to drop below 400, CIC would need to issue 16,000+...

I'm not entirely certain. But I assume it's only if you have the money with you. Otherwise, if you went to Canada for any reason (as a tourist, etc.), you'd have to declare it if you had more than $10,000 is your bank account at home.

An updated bank statement is enough.