There is always a paper application option and reg ppl without bank acc - wonder how they pay Taxes and show LICO eligibilityI think some would say that is Un-Canadian. Best not to have any money changing hands. Otherwise IRCC may have to apply for a lottery licence.
Also how to make payment? Some people may not know how to make payment online. Or they may not have a bank account. The system needs to have as little barriers to access as possible and be as inclusionary as possible.
Right now all you need is proof of Canadian residency and an email address. And you can take part. I think that's as minimal as it should be.
the real solution to this prob is to reallocate the spot in the lottery to qualified applications if Lottery stays that is