+1(514) 937-9445 or Toll-free (Canada & US) +1 (888) 947-9445
babakura said:
Welldone pilele01 for provide answers as best as you can

2. Visa offices dont pull money out of your account but in some extreme cases they might verify your bank statements or tell you to submit an updated bank statements which is recent.

3. must have been a typo error .. i guess civil check which is done during the eligibility stage to the final approval before decision is made. It depends on how many countries you have lived in for more than 6 months at a time and also if you have no convictions or issues with police or constituted authorities in those countries .

Cheers and hope this helps

Hello Babakura and Pilele01

Friends thanks for you reply.

Just to to give a little bit background.

Question 2:- While applying for FSW 2013 , I have shown Visa Office a fixed deposit of required amount as per the CIC guidelines. I have sent them
an attested copy of fixed deposit and a letter written by Bank Manager. This fixed deposit still inforce with bank.

My concern is I have an ongoing personal loan which is roughly around 40% of fixed deposit and month on month an emi is deducted from my account. I have taken this loan on my salary account and Visa Office knows my salar account because I have sent them my salary slips where my account number is mentioned. I am just worried that if they will check they will come to know that I have an ongoing personal loan.

I am just worried what will happen if they will ask me to submit my 6 months bank statement at the time of medical request.
I hope they ask me to show funds rather than asking bank statements. In that case I will send them fixed deposit.

Please put some light on above query

Thanks Friends
 
Pilele01 said:
Praise the good God. My PPR just arrive. So so happy. Thanks everyone that is be there for me. Thanks for the continuous advice. So so happy brothers and sisters.

Congratulations Pilele 8)
 
@Pilele, So happy for you on the receipt of your PPR. Biolah
Pilele01 said:
Praise the good God. My PPR just arrive. So so happy. Thanks everyone that is be there for me. Thanks for the continuous advice. So so happy brothers and sisters.
 
singh2901 said:
Hello Babakura and Pilele01

Friends thanks for you reply.

Just to to give a little bit background.

Question 2:- While applying for FSW 2013 , I have shown Visa Office a fixed deposit of required amount as per the CIC guidelines. I have sent them
an attested copy of fixed deposit and a letter written by Bank Manager. This fixed deposit still inforce with bank.

My concern is I have an ongoing personal loan which is roughly around 40% of fixed deposit and month on month an emi is deducted from my account. I have taken this loan on my salary account and Visa Office knows my salar account because I have sent them my salary slips where my account number is mentioned. I am just worried that if they will check they will come to know that I have an ongoing personal loan.

I am just worried what will happen if they will ask me to submit my 6 months bank statement at the time of medical request.
I hope they ask me to show funds rather than asking bank statements. In that case I will send them fixed deposit.

Please put some light on above query

Thanks Friends

Hmm from experience you dont have immediate access to fixed deposits and CIC doesnt accept fixed deposit as a means of POF .... Meaning you will have to break the tenor of your fixed deposit to access the loan (also official bottlenecks) .... POF must be easily accesible i.e in savings ort current account free from any encumberances ...
In as much as you have it in fixed deposit you might be good

I cant find the link to back up what I wrote above but sometimes the discretion is at the officer's prerogative.
 
Pilele01 said:
Praise the good God. My PPR just arrive. So so happy. Thanks everyone that is be there for me. Thanks for the continuous advice. So so happy brothers and sisters.

Congratulatioooons. I'm thrilled for you. More positive news this week in Jesus name
 
babakura said:
Thank GOD oooo.. That issue didnt stop you from achieving GOD's plan ...

Oluwa no forget me oooooo

Babakura, oya on your marks, get set.......your PPR whistle will soon be blown
 
Biolah said:
@ Pilele, So happy for you on the receipt of your PPR. Biolah

Biolah, I am warming up for the news of your request. You owe me a treat consisting of the following: edikaikong+eba, ikokore, and pounded yam with egusi, garnished with bush meat, ponmo, dried fish, stock fish, inu eran and bokoto. ;)
 
Pilele01 said:
Praise the good God. My PPR just arrive. So so happy. Thanks everyone that is be there for me. Thanks for the continuous advice. So so happy brothers and sisters.

Congratulations Pilele01, thanks for been the first person to open the door of good news this week.
 
babakura said:
Thank GOD oooo.. That issue didnt stop you from achieving GOD's plan ...

Oluwa no forget me oooooo
@babakura, thanks. @biolah, thanks. It was such a long wait after medicals. @ babakura I sent cic a hot message last week Thursday. I told them I have sold my properties in Nigeria and all my land. That I taught when they requested for payment of RPRF that they were ready to issues visas. I told them at the moment we are staying in a rented apartment and that the delay is affecting every areas of my life. I just pour my mind give them for the email. I was surprise they release my PR today. Babakura and biola, the lord will do yours this week. Thanks everyone.
 
@Preferred together we shall jubilate and 'julificate' this week as I receive my PPR IJNA. Biolah
Preferred said:
Biolah, I am warming up for the news of your request. You owe me a treat consisting of the following: edikaikong+eba, ikokore, and pounded yam with egusi, garnished with bush meat, ponmo, dried fish, stock fish, inu eran and bokoto. ;)
 
Pilele01 said:
Praise the good God. My PPR just arrive. So so happy. Thanks everyone that is be there for me. Thanks for the continuous advice. So so happy brothers and sisters.

Congratulations on ur PPR. I pray u journey mercy to Accra for ur visa IJN amen.
 
Pilele01 said:
Praise the good God. My PPR just arrive. So so happy. Thanks everyone that is be there for me. Thanks for the continuous advice. So so happy brothers and sisters.


Congratulations on your PPR.
 
iya ibeji said:
Praiseeeee GOD.

I'm so happy for you oooooooo. infact, you should see the big grin on my face right now.
@Iya Ibeji , many thanks. Yours is coming soon. Everyone in this forum will get theirs at God appointed time which is anytime soon. This Canada move had taught me how to be patience.
 
Preferred said:
Babakura, oya on your marks, get set.......your PPR whistle will soon be blown

Haa whistle ke !!! My own go be trumpet oooo ....

Anyone on this forum who did meds before January 2013 ??? I tire for the wait ooo
 
Pilele01 said:
@ Iya Ibeji , many thanks. Yours is coming soon. Everyone in this forum will get theirs at God appointed time which is anytime soon. This Canada move had taught me how to be patience.


AMEN. We will all rejoice together ooo.