Manila Tread for English Speakers - join here!

[Steph C]

LOL! that's why they needs to stay away from Girls they meet at BARS! and BARS! and BARS!.

Huh, what a stereotype..

 

[Tagum-N.B.]

Huh, what a stereotype..

yeah whats a stereotype pioneer,,,hitachi,,,,samsung

 

[CanadianJeepGuy]

Huh, what a stereotype..

The Bar Girl syndrome is a reality but I don't think it is commonplace.

 

[Tagum-N.B.]

The Bar Girl syndrome is a reality but I don't think it is commonplace.

I had that disease once

 

[Steph C]

I had that disease once

Stay away from the Tagum night market! Your wife will disown you.

 

[Steph C]

Stay away from the Tagum night market! Your wife will disown you.

It's a baad place. You know what, Moose's dog used to run down there and sniff all the girl dogs.. they eventually gave it to the field workers for Kilawin.

 

[Steph C]

yeah whats a stereotype pioneer,,,hitachi,,,,samsung

Now you're turning me on

 

[Rosey_L]

question.. if my husband add me as an authorized user on his credit card, will that help me build my credit?

 

[scos]

question.. if my husband add me as an authorized user on his credit card, will that help me build my credit?

No, since he is still ultimately responsible for the card. Credit agencies have no way of knowing if you are paying the bill or your husband is. You need a card in your name. Or take out a small loan and pay it back. Things like that. While I hate them, store credit cards might be a good start since they give them to practically anyone so one should be easy to get. The downside is the interest rate. Just make sure you pay it in full at the end of each month and that shouldn't be an issue.

 

[Rosey_L]

No, since he is still ultimately responsible for the card. Credit agencies have no way of knowing if you are paying the bill or your husband is. You need a card in your name. Or take out a small loan and pay it back. Things like that. While I hate them, store credit cards might be a good start since they give them to practically anyone so one should be easy to get. The downside is the interest rate. Just make sure you pay it in full at the end of each month and that shouldn't be an issue.

I see.. Store credit cards like the ones from ikea, the brick and such?

 

[scos]

I see.. Store credit cards like the ones from ikea, the brick and such?

Yeah. They are always trying to hand them out so that might be a good starting card. One you will use would be better than Ikea or the Brick. Maybe a President's Choice card for Loblaws (groceries), or The Bay, Sears, Canadian Tire, etc. Then after a while with good payment history on that apply for a Visa or MasterCard.

In the end though you should dump those cards because the interest rates are terrible. But to establish credit they can be useful.

 

[Rosey_L]

Yeah. They are always trying to hand them out so that might be a good starting card. One you will use would be better than Ikea or the Brick. Maybe a President's Choice card for Loblaws (groceries), or The Bay, Sears, Canadian Tire, etc. Then after a while with good payment history on that apply for a Visa or MasterCard.

In the end though you should dump those cards because the interest rates are terrible. But to establish credit they can be useful.

Wonderful! Thanks for the info.

 

[ikon0523]

Huh, what a stereotype..

I've been to soo many places in the Philippines angeles, mactan, mindanao, cebu, manila... same old story.. I actually met a girl who was married to a canadian dude and after five years and ONE KID! DUMPED HIS ASS for a younger guy....

just saying...it happens..

I for one was a big opponent on LD marriages or relationships.. but ONE TRIP in 2010 in the Philippines changed all that (and no I didnt meet her at the bar LOL)

 

[Tagum-N.B.]

.. same old story.. I actually met a girl who was married to a canadian dude and after five years and ONE KID! DUMPED HIS ASS for a younger guy....

Mine dumped me for an older man with more money, got knocked up the 1st month with him too,,,,LOL

 

[ikon0523]

Mine dumped me for an older man with more money, got knocked up the 1st month with him too,,,,LOL

DAMN! but as i can see tagum you're not giving up... where is your current wife from?