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Insurance for new immigrant, not visitor. No Ohip. Potential serious condition.

canuck_in_uk

VIP Member
May 4, 2012
31,553
7,205
Visa Office......
London
App. Filed.......
06/12
SamHom said:
I'm also wondering, if anyone knows, if I start this process now with check ups, referrals etc, and I pay out of pocket, would Ohip automatically take over mid way through once im covered, or would I have to start all over with check ups, tests etc?
The only thing that would change is that the doctor would bill OHIP instead of you. It would have no effect on treatment.
 

SamHom

Hero Member
Oct 5, 2015
251
5
canuck_in_uk said:
The only thing that would change is that the doctor would bill OHIP instead of you. It would have no effect on treatment.
What about if I get a referral today by my doc for scanning, but I schedule the actual visit so it's 3-4 weeks from now when I have Ohip, it will be covered right? Or would they say that even if visit is once I have Ohip, the referral was made before I got Ohip, and therefore it's not covered?
 

taffy7

Champion Member
May 23, 2013
2,482
69
Category........
Visa Office......
London
Job Offer........
Pre-Assessed..
App. Filed.......
10th April 2014/June 10th 2014 application complete
Doc's Request.
09 June 2014 same doc's requested again 6th Oct 2014. docs not needed again mistake by cic
AOR Received.
sponsorship approval 05 Aug 2014
File Transfer...
05 Aug 2014
Med's Request
28 July 2015
Med's Done....
30th Dec 2013
Passport Req..
in process 18th July 2015/ DM 5/12/2015
LANDED..........
28/12/2015
SamHom said:
I'm also wondering, if anyone knows, if I start this process now with check ups, referrals etc, and I pay out of pocket, would Ohip automatically take over mid way through once im covered, or would I have to start all over with check ups, tests etc?

Ohip will just take over. I came here pregnant and paid out of pocket once i hit 3 months ohip clicked in. I stayed with the same DR so no other checks had to be done.
 

SamHom

Hero Member
Oct 5, 2015
251
5
taffy7 said:
Ohip will just take over. I came here pregnant and paid out of pocket once i hit 3 months ohip clicked in. I stayed with the same DR so no other checks had to be done.
Yeah, so I've heard. But what about when an actual appointment is set up prior to me being Ohip eligibale, I wonder if that would effect anything. I know I can stay with same doc.
 

Aquakitty

VIP Member
Mar 21, 2011
3,014
164
BC
Category........
FAM
Visa Office......
Ottawa
App. Filed.......
04-03-2015
AOR Received.
14-04-2015 - SA Received: 20-04-2015
Med's Done....
28-01-2015 Upfront
Interview........
Waived
Passport Req..
N/A
VISA ISSUED...
25-06-2015
LANDED..........
11-07-2015
I don't know if OHIP is the same, but with BCMSP my husband was able to re-bill 3 doctor's visits he had to pay for before his BCMSP kicked in. I would ask about that. There's a time limit on that of course, but they are pretty flexible.
 

taffy7

Champion Member
May 23, 2013
2,482
69
Category........
Visa Office......
London
Job Offer........
Pre-Assessed..
App. Filed.......
10th April 2014/June 10th 2014 application complete
Doc's Request.
09 June 2014 same doc's requested again 6th Oct 2014. docs not needed again mistake by cic
AOR Received.
sponsorship approval 05 Aug 2014
File Transfer...
05 Aug 2014
Med's Request
28 July 2015
Med's Done....
30th Dec 2013
Passport Req..
in process 18th July 2015/ DM 5/12/2015
LANDED..........
28/12/2015
Aquakitty said:
I don't know if OHIP is the same, but with BCMSP my husband was able to re-bill 3 doctor's visits he had to pay for before his BCMSP kicked in. I would ask about that. There's a time limit on that of course, but they are pretty flexible.
Ohip don't allow that ..
 

screech339

VIP Member
Apr 2, 2013
7,887
552
Category........
Visa Office......
Vegreville
Job Offer........
Pre-Assessed..
App. Filed.......
14-08-2012
AOR Received.
20-11-2012
Med's Done....
18-07-2012
Interview........
17-06-2013
LANDED..........
17-06-2013
SamHom said:
Yeah, so I've heard. But what about when an actual appointment is set up prior to me being Ohip eligibale, I wonder if that would effect anything. I know I can stay with same doc.
Appointments have no bearing on ohip coverage. All that matters is whether you have an ohip card on day of doctor visit or not.
 

taffy7

Champion Member
May 23, 2013
2,482
69
Category........
Visa Office......
London
Job Offer........
Pre-Assessed..
App. Filed.......
10th April 2014/June 10th 2014 application complete
Doc's Request.
09 June 2014 same doc's requested again 6th Oct 2014. docs not needed again mistake by cic
AOR Received.
sponsorship approval 05 Aug 2014
File Transfer...
05 Aug 2014
Med's Request
28 July 2015
Med's Done....
30th Dec 2013
Passport Req..
in process 18th July 2015/ DM 5/12/2015
LANDED..........
28/12/2015
SamHom said:
Yeah, so I've heard. But what about when an actual appointment is set up prior to me being Ohip eligibale, I wonder if that would effect anything. I know I can stay with same doc.
Payment for the Dr is when appointment is completed. I can't see what OHIP wouldn't pay for it .
 

taffy7

Champion Member
May 23, 2013
2,482
69
Category........
Visa Office......
London
Job Offer........
Pre-Assessed..
App. Filed.......
10th April 2014/June 10th 2014 application complete
Doc's Request.
09 June 2014 same doc's requested again 6th Oct 2014. docs not needed again mistake by cic
AOR Received.
sponsorship approval 05 Aug 2014
File Transfer...
05 Aug 2014
Med's Request
28 July 2015
Med's Done....
30th Dec 2013
Passport Req..
in process 18th July 2015/ DM 5/12/2015
LANDED..........
28/12/2015
Do you have all the forms for OHIP to be completed after your 3 months. We was able to get the forms from Service Canada when my husband got his sin #
 

screech339

VIP Member
Apr 2, 2013
7,887
552
Category........
Visa Office......
Vegreville
Job Offer........
Pre-Assessed..
App. Filed.......
14-08-2012
AOR Received.
20-11-2012
Med's Done....
18-07-2012
Interview........
17-06-2013
LANDED..........
17-06-2013
taffy7 said:
Payment for the Dr is when appointment is completed. I can't see what OHIP wouldn't pay for it .
When you have ohip, you wont pay for appointment. If you have to pay for appointment, get a refund when your ohip kick in on day on doctor visit.

But I am surprised you would have to pay upfront for an appointment? Most offices make appointments without any fees. Only paid when you show up at office if you dont have ohip.
 

taffy7

Champion Member
May 23, 2013
2,482
69
Category........
Visa Office......
London
Job Offer........
Pre-Assessed..
App. Filed.......
10th April 2014/June 10th 2014 application complete
Doc's Request.
09 June 2014 same doc's requested again 6th Oct 2014. docs not needed again mistake by cic
AOR Received.
sponsorship approval 05 Aug 2014
File Transfer...
05 Aug 2014
Med's Request
28 July 2015
Med's Done....
30th Dec 2013
Passport Req..
in process 18th July 2015/ DM 5/12/2015
LANDED..........
28/12/2015
screech339 said:
When you have ohip, you wont pay for appointment. If you have to pay for appointment, get a refund when your ohip kick in on day on doctor visit.

But I am surprised you would have to pay upfront for an appointment? Most offices make appointments without any fees. Only paid when you show up at office if you dont have ohip.
Sorry tha'ts what i meant after the visit to the Drs office not when appointment was set .
 

SamHom

Hero Member
Oct 5, 2015
251
5
taffy7 said:
Do you have all the forms for OHIP to be completed after your 3 months. We was able to get the forms from Service Canada when my husband got his sin #
What forms? There was one form that I had to fill out. I did that at a ServiceOntario office and they gave me a paper back saying I'm Ohip eligible with a date in early February.

I know I won't have to pay until the appointment. But I was worried that it still wouldn't be covered if the appointment was scheduled before I had Ohip and that I would possible owe Ohip.
 

taffy7

Champion Member
May 23, 2013
2,482
69
Category........
Visa Office......
London
Job Offer........
Pre-Assessed..
App. Filed.......
10th April 2014/June 10th 2014 application complete
Doc's Request.
09 June 2014 same doc's requested again 6th Oct 2014. docs not needed again mistake by cic
AOR Received.
sponsorship approval 05 Aug 2014
File Transfer...
05 Aug 2014
Med's Request
28 July 2015
Med's Done....
30th Dec 2013
Passport Req..
in process 18th July 2015/ DM 5/12/2015
LANDED..........
28/12/2015
If you don't have Ohip they they will charge you there and then . My husband don't have ohip just yet and he have had to pay to see a Dr and bloody work upfront. Ok hubbie just informed me it is one page. It is called Registration for Ontario Health Insurance Coverage.
 

SamHom

Hero Member
Oct 5, 2015
251
5
taffy7 said:
If you don't have Ohip they they will charge you there and then . My husband don't have ohip just yet and he have had to pay to see a Dr and bloody work upfront. Ok hubbie just informed me it is one page. It is called Registration for Ontario Health Insurance Coverage.
I really appreciate you trying to help, I do, but that doesn't answer much of my question. Maybe I worded it wrong.

I am aware that I have to pay up front. I have done it many times. My question was if I get a referral before I have Ohip, but schedule the actual visit to take place once I have Ohip, will that definitely be covered or is there I'm a risk Ohip will not cover it because the actual referral to the appointment was made before I had ohip?
 

screech339

VIP Member
Apr 2, 2013
7,887
552
Category........
Visa Office......
Vegreville
Job Offer........
Pre-Assessed..
App. Filed.......
14-08-2012
AOR Received.
20-11-2012
Med's Done....
18-07-2012
Interview........
17-06-2013
LANDED..........
17-06-2013
SamHom said:
I really appreciate you trying to help, I do, but that doesn't answer much of my question. Maybe I worded it wrong.

I am aware that I have to pay up front. I have done it many times. My question was if I get a referral before I have Ohip, but schedule the actual visit to take place once I have Ohip, will that definitely be covered or is there I'm a risk Ohip will not cover it because the actual referral to the appointment was made before I had ohip?
It doesnt matter when the referral was made before ohip kicked in. As long as Ohip is valid on day of doctor visit, ohip will cover it. Plain and simple.