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Century said:
Assets = Apartment + Land +Car+Jewelry+Settlement Fund
Liability= Liability Amount
Settlement Fund= Saving/Current Account in Banks+Fixed Deposit+Provident Fund+Stock Investment+ Mutual Fund

Truly appreciate :) thanks a lot.. God Bless...
 
Hi All,

Any MRs from NDVO today????
 
ali79uk said:
Hello all,

Allhamdulilah, thanks to Allah, I received my PER yesterday night.

File received 24th june.
NOC 1111

Thanks to all who helped answer my questions and allay my fears.

Good luck and God Bless.

Now for the next section of waiting.

Congrats.
 
kashbaig said:
My dear brother Century,

Although I did not show PF as part of my settlement funds, I wanted to check with you about this. As per the advice from my immigration consultant, I was told that it is better not to show Provident Fund in the asset list due to the following reasons:

1. PF is not a liquid instrument or a readily-liquefiable instrument like Mutual Fund/ Stocks, etc
2. PF can only be withdrawn post resignation from current job. Once a person resigns from the job, he/she has to wait 60 days after which only he/she can submit the PF withdrawal request to the regional PF office. After scrutiny & approval of the withdrawal request, the money (post-tax, of course) reaches the requester's account after another 45-60 days

What do you think?

1. It depends. I can liquidate my PF by giving one month's notice. So it is liquid.
2. It is expected that when someone will go to Canada for migration, he most probably will resign (some won't do it) and take out his/her money. So in this sense, money will be received before landing.
3. There are many applicants who mentioned major of his settlement fund as PF and received visa.
 
Wash an said:
From July 07th apps, the number of applications will decrease by 35% as compared with June apps. In addition to this, top 2 occupations being capped, the processing speed should almost double.

We had this wishful thinking since May when they had an unprecedented number of apps arriving each day. And it's still 120 days.
 
What happaned to CIC.. still no cap updates being long time from last cap update... :'(
:o
 
kashbaig said:
My dear brother Century,

Although I did not show PF as part of my settlement funds, I wanted to check with you about this. As per the advice from my immigration consultant, I was told that it is better not to show Provident Fund in the asset list due to the following reasons:

1. PF is not a liquid instrument or a readily-liquefiable instrument like Mutual Fund/ Stocks, etc
2. PF can only be withdrawn post resignation from current job. Once a person resigns from the job, he/she has to wait 60 days after which only he/she can submit the PF withdrawal request to the regional PF office. After scrutiny & approval of the withdrawal request, the money (post-tax, of course) reaches the requester's account after another 45-60 days

What do you think?

Although, not asked to me but would like to throw some light on this query. PF is tax free if the account is older than 5 years. I also opted for PF as one of my POF documents. I got the statement stamped from my organisation's finance deptt. and mentioned in the cover note that in case I am granted PR, I will obviously be resigning from my current job and my PF amount will be available after 2 months. Until then I will support myself with other funds that I have shown, like, FD, cash in savings etc.
 
pankaj.kumar said:
I hope no news is a good news ....

do you agree ?

Pankaj, considering people receiving returned applications after 5 months, I am skeptical about subscribing to that thought! Although, I wish it were true.
 
red9999 said:
mention if you hold any liabilities like personal loan/mortgage/housing loan, what stage it is in ..the stage of loan process, all the documents related.

thank you for the prompt reply.. I have no loans.. thank you for helping me :)
 
Century said:
1. It depends. I can liquidate my PF by giving one month's notice. So it is liquid.
2. It is expected that when someone will go to Canada for migration, he most probably will resign (some won't do it) and take out his/her money. So in this sense, money will be received before landing.
3. There are many applicants who mentioned major of his settlement fund as PF and received visa.

Thank you brother. +1 for your clarification :)
 
Indiana_Jones said:
Although, not asked to me but would like to throw some light on this query. PF is tax free if the account is older than 5 years. I also opted for PF as one of my POF documents. I got the statement stamped from my organisation's finance deptt. and mentioned in the cover note that in case I am granted PR, I will obviously be resigning from my current job and my PF amount will be available after 2 months. Until then I will support myself with other funds that I have shown, like, FD, cash in savings etc.

Thank you brother. +1 for your clarification :)
 
Jaxon911 said:
I know LVO doesn't send AOR but I need to know approximately when will my file reach there because I need to send updated background info form. So generally from experience of other VOs, can anyone suggest after PER how long it takes to receive AOR?

you need to wait till the LVO contacts you. Usually its about a week/10days once you receive your PER.
 
hellow,

i have given ielts with my old passport in january, but i have a new passport now, will it effect in my application

thanks
 
VAGHASIYA M said:
What happaned to CIC.. still no cap updates being long time from last cap update... :'(
:o

Probably they are prioritizing c-check to cap hot NOCs. Can't explain the snail pace otherwise.
 
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