FSW 2014 Applicants Timeline- Lets Network Here.

[naiyapro]

Hmmm...this divorce issue is a tricky issue.
Firstly....
1.Education.....Phd will give her 25 points
2.IELTS......I'm assuming minimum of 16points
3.Age of 33 will give her 12 points
4.Experience will give her 15 points
TOTAL is 68points....qualified according to the information you supplied and my assumed IELTS of 16points.

On the divorce issue,there are two(2) ways out for me....
1.Its either she waits until when her divorce is legalized and sorted out so that when she fills divorced in her generic form,she will be able to provide a divorce certificate.This way....she wont have to provide any details of her spouse

2.She may have to temporarily explain to her spouse to pretend to go along with the application for her to present the marriage certificate.After PERS,and when the divorce certificate is out,she can notify her local V.O by sending the divorce certificate.In this case,her spouse will still supply passport photographs as stated in the document checklist and her spouse will fill the form IMM5669 and 5406

Really....its a dicey situation.I will advice her to go for option one since she still have time to do her ECA and IELTS and maybe the divorce will be settled then
if she envisaged that it wont be settle before end of the year/sending her application,she should humbly pursue option two with all humility and explain to her spouse who should be understanding.

She may seek advice from lawyers too on the way forward regarding this scenario.

Cheers!

Thanks kollins for your valuable advice. I calculated the points the same way you did, but the point is if we claim 25 points for her PHD which she did in 2013, then her experience post PHD would be one to two years only for which she claims 9 points. At the same time, if we claim 15 points for experience, then her education would be considered as MSc which she did in 2006. Do you think the CIO/CHC shall award 15 points to her post her masters education and at the same time award her 25 points for her PHD education? Sorry, I am confused. Let me tell you that she is confident to obtain 7.5 to 8 bands in each module. Please review her points once again.

As far as her second issue of divorce is concerned, I think you are right in advising to go with first option, because in second option, since they do not have even communicating relations, then she cannot expect her husband in co-operating with her in providing his documents.

Thanks

 

[Century]

Hi all, I'm new here and would like to know a few things regarding settlement funds:

1. I've read PPF account can be used a proof, what documents would be required for this, just the passbook or some letter from the bank?
2. My wife has also got a PPF account, can I use it for this purpose?
3. I've some FDs, with my father as joint holder, however, I'm the primary account holder and the money is mine. Tax liability also lies with me and can be seen in my TDS forms (Form 26A of my PAN etc). Can these FDs be used to show funds? If yes, what documents are required?
4. I've got a couple of Mutual funds also, "HDFC Equity Fund-Growth" and "HDFC Top 200 Fund-Growth". Can these be used and documents required if yes?

The main features of settlement fund is that 1.it can be liquidated within very short time of period (at most 7 days) and 2. it got to be unencumbered.

1. PPF account: Just see in the wikipedia and there is restriction on withdrawing money. You can claim as settlement fund upto the amount you can withdraw now.
http://en.wikipedia.org/wiki/Public_Provident_Fund_%28India%29#Withdrawals_from_PPF_account
Withdrawals from PPF account

There is a lock-in period of 15 years and the money can be withdrawn in whole after its maturity period. However, pre-mature withdrawals can be made from the end of the sixth financial year from when the PPF commenced. The maximum amount that can be withdrawn pre-maturely is equal to 50% of the amount that stood in the account at the end of 4th year preceding the year in which the amount is withdrawn or the end of the preceding year whichever is lower.

After 15 years of maturity, full PPF amount can be withdrawn and all is tax free, including the interest amount as well. The PPF is a great wealth building tool for risk-averse investors and should be opened and continued till maturity by one and all.

2. You can show your wife settlement fund provided that they are liquid and unencumbered.

3. Joint account except with spouse is thought to be legally encumbered.

4. Mutual fund is liquid assets so can be used as settlement fund.

 

[kollins]

Thanks Collins . +1 for you

Please check below in details whether it is ok for me

Asset : Land (14000 cad)+ part of my father's property (7000 cad) + gold (4200) + in cash (19000 cad)

Liabilities : land + car loan (17500 cad)

Settlement fund (currently in bank) : 19000 cad

Is that ok? Pls pls suggest

What is your family size?

 

[Century]

Thanks Collins . +1 for you

Please check below in details whether it is ok for me

Asset : Land (14000 cad)+ part of my father's property (7000 cad) + gold (4200) + in cash (19000 cad)

Liabilities : land + car loan (17500 cad)

Settlement fund (currently in bank) : 19000 cad

Is that ok? Pls pls suggest

1. I am not Collins, a great man. I'm Century. If you like, you can also give me +1.
2. Just remove the part of my father's property (7000 cad). It is your future assets and not yet owned by you.

Asset : Land (14000 cad) + gold (4200) + in cash (19000 cad)

Liabilities : land + car loan (17500 cad)

Settlement fund (currently in bank) : 19000 cad

 

[ashif_eee]

----------------------
Thanks a lot Ashif .
couple of questions pls :
1) You said (transcript + cert + International_Transcript_Request.pdf) : Transcripts means xerox copies of all BTech certificates attested by the registrar/controller of exams.
2) And "Cert" means - do we need to send include a copy of all certificates?
3) And is International_Transcript_Request.pdf mandatory? because as i was not aware, i have already applied for transcripts and they are ready without the request.pdf. even if i go to the university to have them fill request.pdf form the date on the form will be a later date than that of transcripts. Will that be okay? or do i need to take fresh transcripts.

Please suggest.

Thanks a lot again

Brother,


1. Transcripts means xerox copies of all BTech certificates attested by the registrar/controller of exams. ----YESSSSSSSSSSSS

2.And "Cert" means - do we need to send include a copy of all certificates? --------Means Btech certificate (true copy).

3.And is International_Transcript_Request.pdf mandatory? because as i was not aware, i have already applied for transcripts and they are ready without the request.pdf. even if i go to the university to have them fill request.pdf form the date on the form will be a later date than that of transcripts. Will that be okay? or do i need to take fresh transcripts. ----WILL BE OKAY

 

[gsingh80]

Can someone please tell me how to go for a demand draft that is valid for six months.
Also, should the need arise how DD can be canceled ( considering I do not get my application package back, but CIC returns tht)

Most of the indian banks make DD with 3 months validity not 6.
Even i have sent a 3 month valid DD even though no expiry date is written on the DD. The CIC website says if no expiry date is written on DD, then its validity will be 5-6 months.

Cancellation of DD is not major task, just fill out a form. Bank will probably charge a small cancellation fee.

 

[mdec1980]

Fee payment form has to be signed? I know it has to be signed fro Credit card but if its DD, I dont see a field to sign, please help!

 

[Nepali]

Great job by kollins

I've a small confusion, didn't signed payment form refers to only CC payment only. Am i right???

Rgds

 

[shaik321]

Fee payment form has to be signed? Even if its DD??

if you submitting DD, signature is not required.

 

[mdec1980]

This is my understanding too. Sign the fee payment only for Credit card. Any more views?

Great job by kollins

I've a small confusion, didn't signed payment form refers to only CC payment only. Am i right???

Rgds

 

[isti84]

What is your family size?

Hi,

we are 3 in numbers including me

 

[kollins]

Thanks kollins for your valuable advice. I calculated the points the same way you did, but the point is if we claim 25 points for her PHD which she did in 2013, then her experience post PHD would be one to two years only for which she claims 9 points. At the same time, if we claim 15 points for experience, then her education would be considered as MSc which she did in 2006. Do you think the CIO/CHC shall award 15 points to her post her masters education and at the same time award her 25 points for her PHD education? Sorry, I am confused. Let me tell you that she is confident to obtain 7.5 to 8 bands in each module. Please review her points once again.

As far as her second issue of divorce is concerned, I think you are right in advising to go with first option, because in second option, since they do not have even communicating relations, then she cannot expect her husband in co-operating with her in providing his documents.

Thanks

SCENARIO 1(PHD and 1/2 years experience)
On the IELTS....if she's confident she can get minimum of 7.5 bands in all for subjects....She will have atleast 22points.

Her Age will give her 12 points

Her PHD degree will give her 25 points

2 years experience will give her will give her 11 points

22+12+25+11 = 70 points or even 68 points if her year of experience is just one.

SCENARIO 2 (MSC and 6years above experience)
On the IELTS....if she's confident she can get minimum of 7.5 bands in all for subjects....She will have atleast 22points.

Her Age will give her 12 points

Her MSC degree will give her 23 points

6 years experience will give her will give her 15 points

22+12+23+15 = 72 points

Either way she qualifies!
Cheers!

 

[gsingh80]

Great work kollins. +1 for u
This will surely help everyone.

 

[isti84]

1. I am not Collins, a great man. I'm Century. If you like, you can also give me +1.
2. Just remove the part of my father's property (7000 cad). It is your future assets and not yet owned by you.

Asset : Land (14000 cad) + gold (4200) + in cash (19000 cad)

Liabilities : land + car loan (17500 cad)

Settlement fund (currently in bank) : 19000 cad

Thanks Century. ++2 for you.

Ok so if i remove the father's property then it is ok ..rit? Can i show in form like you explained above ? pls suggest

 

[cvabugs]

Heloo All,
I am new to this thread, and this is my fist post YAYYY.. First of all HUGE thanks for all the members out there helping with applicants questions. I am a little concerned about the timeline for the Capp this year , and i am not sure how quickly this can get filled (NOC 2174). I have just started the process i.e; collecting documents and booking slots for IELTS etc. If i can aim to send my application by 20th of june (exactly a month from now). Will i be safe(with in the capp)? . Can some one suggest me please? I desperately need some help here. thanks in advance will be waiting for the reply.