my application was received by cic on 20th may.. fee payment mode is DD but i wonder wen cic starts processing 20th may apps my dd validity dont get expired coz it has 3months validity only.. even no bank here in india gives more den 3 months validity as per RBI guidelines.. so taking this into consideration i guess CC is the much better way to pay fee.. may cic contact me to extend the validity of my dd instead of just returning my application back to me.. last year also i fell out of cap and cic returned my application.. any guesses guys??? or any experienced one out there who may hav received his application back just coz of the validity of dd is over.. Huh