Ohh u are back??? Where have u been for so long?bestofluck said:Let me try to explain here
The funds can be in a joint account with wife.
The problem is if the funds shown in Bank Statements is not old enough say 3 or 6 months old, they wants an explanation where the funds came from in your or your spouse account. If your in laws have gifted just before application they will ask about further details of in laws and their Bank statements.
This may not be asked to everyone. So just wait for the additional doc req.
In my case my father gifted me the funds. But the funds were only few days old so they asked for my fathers Bank statement, may be they wanted to know if the funds were borrowed. This is what I understand.
Every one had been missing u!