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Applicant from PhD program after 5 Nov, 2011 connect here to get status

TyrusX

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cdhbamboo said:
Hi Karmen, could you please answer my question:

Which time period is Ottawa asking for the details of checking account ? The last 6 months prior to the date of our application submission or the last 6 months prior to the date of their request of bank activities?
before they request.


IDEALLY, you need to have that amount during the entire period of your application. I suspect they will request bank history only if you have just barely enough.
 

kaziahmmed

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TyrusX said:
before they request.
i believe mostly they will ask for last six months(from the date they issue that letter) bank statement(dont think they specifically ask for chequing, it could be ny account).
 

kaziahmmed

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kaziahmmed said:
i believe mostly they will ask for last six months(from the date they issue that letter) bank statement(dont think they specifically ask for chequing, it could be ny account).
Also i think showing too much than the required also could be suspicious
 

TyrusX

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kaziahmmed said:
Also i think showing too much than the required also could be suspicious
Nops. Just means one is rich or have savings, ie. lots of people worked before doing a PhD, so they would expect you have savings from those days. I would guess: the more money you have the faster they let you in. :)
 

Mukam

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Oct 23, 2012
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TyrusX said:
before they request.


IDEALLY, you need to have that amount during the entire period of your application. I suspect they will request bank history only if you have just barely enough.
Will anyone on this forum who have already received a request for bank statement would like to make a comment on TyrusX's view point. And also people who were not requested bank statement again and are past this step. Please share your experiences... the bank balance amount that you showed when you initially applied. In case what he said is true then its better to shown more money right in the first place. I sincerely hope he is right because that will save trouble for at least some of the people.
 

hqdavidzhang

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Oct 31, 2012
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hqdavidzhang said:
Hi all,

I just submitted my application on Oct. 15. The bank statements include my wife's account and mine, around 16000CAD
was sated in my wife account (a China bank), and 5000CAD in my Canadian account. I have to pay some fees so my account
cant be always kept as around 5000CAD, but the money in my wife's account has been frozen around 92 days by the Chinese bank
and this froze period has also be written on the certification.

Is there any problem with my settlement fund? or how i can do now?

Thank you.
pls give me some suggestion......thanks
 

utopie

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Ok I apologize in advance for the ranting but honestly when you've been in Canada for a long period of time (8 years in my case) and you have been working (8 years as well) hence getting a regular paycheque and when you are an international student (meaning paying double tuition) I think it's outrageous, ridiculous and unrealisitic to expect us to have more than $10000 sitting quietly in our account at all times.
Personally, I do not have rich parents and I am the only one in my family with such a high education. The only way for me to meet the funds requirement was when I got an award along with my regular paycheque at the time of the application. After that, I need to cater to basic needs like having a roof above my head, food and clothes. If they reject my application because I am not rich enough for them, I am done with immigration. Rant over. :-X
 

mib26

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Jun 21, 2012
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utopie said:
Ok I apologize in advance for the ranting but honestly when you've been in Canada for a long period of time (8 years in my case) and you have been working (8 years as well) hence getting a regular paycheque and when you are an international student (meaning paying double tuition) I think it's outrageous, ridiculous and unrealisitic to expect us to have more than $10000 sitting quietly in our account at all times.
Personally, I do not have rich parents and I am the only one in my family with such a high education. The only way for me to meet the funds requirement was when I got an award along with my regular paycheque at the time of the application. After that, I need to cater to basic needs like having a roof above my head, food and clothes. If they reject my application because I am not rich enough for them, I am done with immigration. Rant over. :-X
fair point
 

TyrusX

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utopie said:
Ok I apologize in advance for the ranting but honestly when you've been in Canada for a long period of time (8 years in my case) and you have been working (8 years as well) hence getting a regular paycheque and when you are an international student (meaning paying double tuition) I think it's outrageous, ridiculous and unrealisitic to expect us to have more than $10000 sitting quietly in our account at all times.
Personally, I do not have rich parents and I am the only one in my family with such a high education. The only way for me to meet the funds requirement was when I got an award along with my regular paycheque at the time of the application. After that, I need to cater to basic needs like having a roof above my head, food and clothes. If they reject my application because I am not rich enough for them, I am done with immigration. Rant over. :-X
chill dude, everyone here is poor. The reason for the requirement is so that you can stay in Canada for an year without unemployment. Just try to save as much as you can so if they request you have that amount. I also fell below that threshold many times in the last 9 months.
 

kaziahmmed

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TyrusX said:
Nops. Just means one is rich or have savings, ie. lots of people worked before doing a PhD, so they would expect you have savings from those days. I would guess: the more money you have the faster they let you in. :)
Again I think these are all speculation, I have personally didn't receive any bank statement yet. The reason I was thinking like that coz most of the phd students are not financially very very rich (the no. of ppl who join in phd after making good amount of money from their job, might not be significant compare with the continuous student, at least thats what I have seen in my school) and I believe CIC also aware of these point, so showing too much which is not really my own can put someones in trouble. But definitely if you really have lot of money (ofcourse your own money) then things would be much easier. Thanks Tyrusx for making a good point.
Regards
Kazi
 

kaziahmmed

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utopie said:
Ok I apologize in advance for the ranting but honestly when you've been in Canada for a long period of time (8 years in my case) and you have been working (8 years as well) hence getting a regular paycheque and when you are an international student (meaning paying double tuition) I think it's outrageous, ridiculous and unrealisitic to expect us to have more than $10000 sitting quietly in our account at all times.
Personally, I do not have rich parents and I am the only one in my family with such a high education. The only way for me to meet the funds requirement was when I got an award along with my regular paycheque at the time of the application. After that, I need to cater to basic needs like having a roof above my head, food and clothes. If they reject my application because I am not rich enough for them, I am done with immigration. Rant over. :-X
Very fair ....:D, but don't lose ur heart buddy we should be fine..:)
 

Karmen

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Jun 5, 2012
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cdhbamboo said:
Hi Karmen, could you please answer my question:

Which time period is Ottawa asking for the details of checking account ? The last 6 months prior to the date of our application submission or the last 6 months prior to the date of their request of bank activities?
The last six month prior to the date of their request.
 

anjuku

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Karmen said:
In my bank statement, I showed that the money is there since I submitted my application in December. The same amount of money with no change (saving account) and also I showed the transaction in the account I used for my daily expenses.
as the saying goes "better safe than sorry"..i did exactly the same as karmen...i showed the amount that i needed for a family of 3 (myself, my husband and son; again there was some confusion regarding whether i should show funds for a family of 2 or 3 since our son was born here, but again i'm reinforcing the statement "better safe than sorry", so we went for the 3) in a canadian Savings bank account and put in the covering letter that this amount has been set aside for the purpose of this immigration process and hence will be there till we receive our PR cards...Additionally we showed some FD receipts from our home country as well..as tyrus said, i think showing more money might be an added benefit...
;)
 

anjuku

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Judging from the recent developments regarding proof of funds i have the feeling that when they start to review our application after the PER stage, they call up the bank and make sure that the amount we claimed is still there..i think it's when they get a negative response from the bank that they ask for a recent 6 month history...but again this is just a speculation ;)
 

TyrusX

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anjuku said:
Judging from the recent developments regarding proof of funds i have the feeling that when they start to review our application after the PER stage, they call up the bank and make sure that the amount we claimed is still there..i think it's when they get a negative response from the bank that they ask for a recent 6 month history...but again this is just a speculation ;)
Nops. That doesn't happen, as it would be illegal.