Hi Aaron2012, thanks, but can you also tell us your eCas status and your nationality? Also, regarding the 5 adaptability points, I think Dani1982 brought a really good point. I suppose it's technically possible to have completed your program, and not be granted the degree yet, and this condition would probably fit the category they were describing for the previous study points, depending how you interpret that particular sentence.
The wording is obviously ambiguous, and in my opinion, even if you have yet to convocate, once you finish your degree requirements, you have obtained all of the educational credentials associated with that particular degree, and should be qualified for jobs that require that degree (for example, you can assume a position of a post-doc, as long as you have completed the PhD program, regardless whether or not you have the degree on your hand), so again, in my opinion, if you have completed your program, then you have obtained a credential, and it is not possible to complete the program, and yet, at the same time, not having obtained any credential since that's basically true by definition.
Let's take a look again at the wording in OP6B:
That reads to me as: the person is not required to have completed the program yet, so long he has completed at least two years of a program (which automatically also imply that the program needs to be at least two years long), to earn these five points. The key word is 'credential'. Even if you have not obtained your degree yet on hand, you are still conferred all of the credentials and credibility that come with the completion of the program, therefore, not having to have obtained any credential should mean that you do not have to have completed your program, hence the (apparent) contradiction.