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  1. Cheryllove

    Buying A Property As A New Immigrant

    My husband is already prequalified based on his Canadian credit but he added my income from Social Security in when he gave his credit union our income. One mortgage broker emailed me that as long as I am married to a Canadian then the 35% downpayment a non resident has to pay isn’t a factor...
  2. Cheryllove

    Buying a home with My Canadian Husband

    He has asked her and another one who is a friend. They gave two different answers so I thought I’d ask and see if there was someone here who had the answer.
  3. Cheryllove

    Buying a home with My Canadian Husband

    Hi all..... I’m an American citizen and till waiting for my Spousal PR to come thru. My husband and I want to buy a home in Port Alice, BC but don’t know when we can do it most economically. His credit union only needs 5% down for him but he doesn’t qualify without my SS income added to our...
  4. Cheryllove

    Buying A Property As A New Immigrant

    My question is similar.... My Canadian husband and I want to buy in Port Alice. He says if we buy AFTER I get my PR his credit union wants only 5% down but he believes it will be 36% if it’s before I get my PR!?!? He also said he didn’t think he could add me as joint on his accounts until I get...
  5. Cheryllove

    FBI Background Check - New Procedure?

    I’m living in US and have always lived here. So since they officially received it in Feb which was 4 months after issued it is still good now?? Is that 6 months till they start reviewing it??
  6. Cheryllove

    Question about FBI Background Checks

    Is it still good for 6 months!? I got mine back in October after a 16 week wait and we mailed it in with our spousal sponsor application.... it was returned because we forgot to sign one place and finally accepted in Feb. which was 4 months! I don’t want my application rejected!! Should I get...
  7. Cheryllove

    ****FEBUARY 2018***** OUTLAND SPOUSAL SPONSORSHIP OUTSIDE OF CANADA

    Download TextNow on your smartphone and when they ask for the area code you want enter a Canadian area code.... then turn off location and/or use a VPN that puts your location in Canada. Can get thru that way but a long wait once you get into the que.
  8. Cheryllove

    ****FEBUARY 2018***** OUTLAND SPOUSAL SPONSORSHIP OUTSIDE OF CANADA

    My paperwork is in Mississauga too. Just got and passed my physical and sent in Schedule A. Was told that I do not need Biometrics nor send passport in since I’m an American citizen..... So apps that are in Mississauga are there to be streamlined?? That sounds positive!! FBI background already...
  9. Cheryllove

    Need advice Please on Schedule A

    Hopefully this will be my last question before I hear something from IRCC. The request for Schedule A was submitted earlier this month. I filled in all the addresses I lived at for the last 10 years. The last place I lived before moving where I am now did not have a mail box so I used my...
  10. Cheryllove

    How to call CIC outside of Canada

    Not sure if there is a thread on this.... if so sorry for doubling it but I’ve seen many comments on not being able to call CIC outside Canada. I’m in the US and needed to ask a question. Called the number and was promptly informed could not be completed outside Canada. I downloaded TextNow to...
  11. Cheryllove

    PR Card name Change

    I finally got thru to CIC and after an hour on hold got to talk to a real person!! She said no problem unless passport and application are in different names..... going to wait till I move up to change names.
  12. Cheryllove

    ****FEBUARY 2018***** OUTLAND SPOUSAL SPONSORSHIP OUTSIDE OF CANADA

    Do you have a link to online services? I found one the other night but can’t find it again....
  13. Cheryllove

    Important question about name on Outland spousal application!!

    Will changing my name on application now at this late date slow it down? It takes a while to get a new passport and they may ask for it in the meanwhile. That’s the next thing they are to do as far as I know. I use my old name and new name both but eventually will want to change over completely...
  14. Cheryllove

    Important question about name on Outland spousal application!!

    have a question please..... When we first sent in all our paperwork back in October we used one wrong form and had it sent back..... after two more tries they are processing everything now.... Schedule A in... medical Passed .... my question is..... everything is in the name on my passport as...
  15. Cheryllove

    ****FEBUARY 2018***** OUTLAND SPOUSAL SPONSORSHIP OUTSIDE OF CANADA

    I was able to call them from US using Text Now free App on my phone. Just have to choose a Canadian area code when they ask what area code you want...... didn’t get thru till 5 or 6 tried but definitely works!! Oh..... turn OFF location on your phone
  16. Cheryllove

    ****FEBUARY 2018***** OUTLAND SPOUSAL SPONSORSHIP OUTSIDE OF CANADA

    I just had mine done last week and it was $495 USD
  17. Cheryllove

    Canada PR application rejected due to USA PCC

    No it doesn’t show your US number at all! Just the App number. You can receive calls from Canada I know cause it’s a Canadian number..... never received or gave that number to anyone in US so not sure. Be sure when you download and set it up where you request number you put in a Canadian area...
  18. Cheryllove

    Canada PR application rejected due to USA PCC

    If you have a smart phone download an app like text now or text free.... you can choose a Canadian number and use that app to call. Most of these apps give you a few days free calling before they ask you to pay (usually 2-5 dollars a month) or earn free credits. I used Text Now app.
  19. Cheryllove

    PR Card name Change

    I have similar question!! All the paperwork is in my old name as is my passport.... I use my now married name because I collect social security retirement for social security and jobs only...... will there be any hiccups?? My Canadian husband said to keep application in name on passport...