I cant suggest you as I am not sure about this some one who did gic via scotia bank might be able to help you better.
I did gic by cibc bank bcoz the address of my cousin was different on bank account than passport)
Scotia banks rejects gic even for small reason,So it's doutfull. Hope for the best now.
If it was cibc they would have fixed it if you had to email them and tell them there was mistake.
I submitted of copy my degree certificate ( studied in India) and had no problem. All subject were in English
It's all depends if all your subject were in English your degree certificates is good as ielts.
You can apply again with strong sop
Looking at your scenario I don't there is issue with finance. Try to take some expert help to do good sop
Also you can ask for gcms notes, but this will take some time.
You can but chances of gettinng visa are very low as the minimum requirement to a study permit is no band less than 6. As I also replied you in your previous post
I will strongly suggest you to answer ielts again .
I'm my case I did non sds just bcoz my cousin was not able to do medical upfront .
getting a wheel chair is a option but cant trust them, my mother came here in 2017 when she got wheel chair assistant, she came back again in 2018 where she was not provided wheel chair assistant even after opting for it.