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I was told by HSBC that I can't contribute (ie. without penalty) to my TFSA account (although they have opened one for me) until I've lived here for more than 183 days this year. I arrived only last month.

With the internet rate so low on savings at big banks, I attempted to open a higher internet rate account on quite a couple online banks (EQ bank, Alterna, Oaken financial) and none successful. The reason for refusal is that I don't have at least 6 months of credit history. Even when I have...

I wanted to, but... http://www.theglobeandmail.com/report-on-business/small-business/sb-money/calling-the-cra-busy-signals-and-inaccurate-answers-are-all-too-common-says-report/article33766199/ I have a similar experience with asking different autoplan brokers regarding my auto insurance...

I already have the account opened, just don't know when can I put money in there. Someone told me I need to pass the "living here for more than 183 days" mark before I can contribute without penalty. That's why asking other fellows once new immigrants here.

I landed last month, how soon can I contribute to TFSA? I'm settling here for good, no travelling plans abroad this year.

I got an unsecured credit card through my bank but wondering if it helps build stronger/faster credit history if I will go get another secured credit card?

Can you share at what point you need to surrender your foreign driver's license? 1. When you apply for the knowledge test? 2. When you pass the knowledge test? 3. When you apply to take the road test? 4. When you pass the road test? I dropped by an autoplan agent, she said that there's no...

ICBC website says a Learner needs to wait at least 12 months before he/she can take the road test. So if ICBC will dq the bonus, then will have to pay in full for one year! If I want to clarify, is this a licensing office question or is this a autoplan broker question? So for now, since...

Newly landed in BC, holding driver's license that cannot be transferred directly (ie. need to take the knowledge and driving test). Currently own a car and bought insurance using foreign license with no claim bonus discount. Since my DL cannot be transferred, once I take the knowledge test...

[list] Sorry, I was asking how your cousin got the name of citizenship card changed. I guess if it was 8 years ago, it may be the same as how I got my passport given names inverted without an issue. I think it's something new at the licensing, citizenship, passport office now that if one...

This is what I've heard. But guess I don't have any option but to take the hit if it comes about.

Not BC, unfortunately. If one is just landed, you can still go sit for the written test and road test with your foreign passport and COPR but you'll only be issued a no-photo temporary paper stating you are legal to drive (if you passed). But again, this paper won't be accepted as ID anywhere.

1. Online banks offers better interest rates. Just landed without a job yet, everything bit of income counts. Say, TD offers 0.5% on a high interest savings account with requirement of at least $5000 balance, EQ banks offers 2% with no minimum balance needed. 2. Don't know about Ontario, BC...

They want "Canadian government issued ID".

When did your cousin do it? I believe a legal name change is needed, at least for residents of BC.

Not sure about Ottawa but I came to BC early March. What I did was to rent Airbnb for the month of March and diligently checking Craigslist for rentals. found a one year rental within 2 weeks of arrival.

Driver's licensing says you can but someone senior here says not if one is stopped by RCMP: http://www.canadavisa.com/canada-immigration-discussion-board/name-issue-on-passport-vs-citizenship-card-returning-citizen-t480474.0.html;msg5860982#msg5860982

Landed for 3 weeks, these are the inconvenience found without a PR card/credit history: 1. Cannot open some online bank accounts to earn higher interest on savings, some banks require 6 months of credit history. 2. Cannot get Costco membership since it requires Canada gov't issued ID. It...

I understand companies want to check on one's references upon hiring. However, is credit history something most employers will check? As new immigrants, we don't have any. Will that put as at an adverse position in finding jobs?

Yeah, I think it's something new that the government (at least for BC) rolled out. Way back then (like 20 years ago) people used to put common names on their drivers license e.g. Suzy for Susan and it was acceptable. Then this person started using Suzy for everything as that's why shows on her...