Medical inaurance
- Thread starter sivarsan
- Start date
It varies by province.
In BC, the answer (found here) would be:
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Residents
A person must be a B.C. resident to qualify for medical coverage under MSP. A resident is a person who meets all of the following conditions:
- must be a citizen of Canada or be lawfully admitted to Canada for permanent residence;
- must make his or her home in B.C.; and
- must be physically present in B.C. at least six months in a calendar year, or a shorter prescribed period.*
Dependents
Dependents of MSP beneficiaries are also eligible for coverage if they are B.C. residents as set out above. Dependents include a spouse, children and dependent post-secondary students.
Spouse: A resident of B.C. who is married to or is living and cohabiting in a marriage-like relationship with the applicant.
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For other provinces - go straight to the source, check their websites.
Are both of you in Canada? Which province are you in? You are a citizen, so I think you know that healtcare coverage is provincial and PR/citizen/residence rules for coverage are all different between provinces. In most cases, both you and her residencey matter.
And if you are asking about private insurnace, I don't think any of them cover existing condition (i.e. child birth cost for a pregnant patient)
Sounds like you are either living in Ontario or Quebec and both do not allow access to public healthcare until your spouse is a PR. Would be a lot better for her to arrive and start working before pregnancy so she gets some Canadian work experience and she qualifies for maternity leave payments.
I was looking for private insurance coverage that might include pregnancy if she becomes pregnant.
I know Cigna does this but just Google private health insurance Canada and see what you find.