@Jit97Hi everyone, PFB my essay and provide your insights into it. I am targeting Band 8 in writing, so do let me know if this essay falls near this score or there is a lot to do. Please provide your assessment on 4 criteria of IELTS testing as well.
Special shoutout to @sara_H_JDT @cansha @Vyn @marosa
Topic: In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?
With the advent of technology, mankind has been able to send or receive money at his fingertips. Smartphone applications have facilitated this mode of online transactions. It is believed by some that due to digital payments, the lifestyle of the humans has taken a positive turn while others think this advanced technology has more downside to it than the upside. This essay will analyse boththesides of this argument and try to reach a conclusion.[This essay will comprehensively analysed both advantage and drawback sides]
Digital payments through app has eased the process of transacting and it is available to us even at odd hours[I'm not sure whether odd could be good adjective for hour or not]. This has enabled to transmit money in emergency conditions and even to remote and far off places in just a matter of seconds. For instance, I transferred money to one of my friend on a holiday who needed it urgently. This supports the fact that how useful these payment apps have become[what ? become what? become useful?] these days. In addition to this, the technology has improved the way the business is done[is done what?] today. Due to a large number of people using these apps, volume of transactions has increased, which has garnered[Not sure this is a good verb as you meant obtain/gain/take] more revenue for businesses. Thus, it has made life convenient for the people and provided the self-employed class a platform to increase their revenue.
However, doing transactions online and sharing one’s details, it poses a[threat is both countable and non countable,mostly you meant uncountable here but using "a"...] threat to one’s account and they could become a victim of cyber fraud.But[yet, because you're not in same direction and you agree with increasing apps], this does not imply that the technology is to be blamed here. There are various cyber laws and complex security features developed to curb this nuisance. This, along with online awareness, reduces the chances of victims falling to scams.[I think in this paragraph you're not asked or should explain how to decrease the cyber crime , should be almost general idea on disadvantage of this apps which could be stealing through a online transaction as an example]
To sum up, payments done online through these apps provide benefits of banking by staying in our comfort zone and it’s advantages outweigh the disadvantages associated with it. They have transformed the way of our living and if used judiciously, it would open the door to various other opportunities.[you could write better conclusion]
TIA
Please seek expert's Idea
From my perspective:
good vocabulary in correct place(Lexical)
Good grammar (present perfect mostly)
Good cohesion and not many cohesive devices I've seen
flowing your writing(procedure ) for task response is acceptable