UBL's services have been a pure nightmare for the last year. My manger is so talented that he wrote 'USD 7850 as USD 78150' and he is suppose to be a finance guy. I asked him to tell me the list of things required for a tt wire and he said a remittance form was enough but now he calls every day to attach this document or that. I have been finding excuses from office to keep dropping off documents that he says are required which is in the opposite end of Lahore. I asked him if there were any charges or something, he said no evrything is done and today he called again and said to drop off $400 and that it was for with holding tax! What was the point of becoming filer?! CAD 10200 = USD 7760 but the bank was already charging me USD 7879 and now the extra $400.Get someone from Scotiabank to talk to your UBL bank manager. Also, make sure the details you are providing during your transfer are the same as your passport's. I.e., address.
I have been in contact with Scotiabank and they were very straightforward in guiding that I as a layman understood but UBL hasnt even started the remittance process!