No, not at all.. on the contrary..if you can secure a loan amount ..that's a good percentage of your total expenses, it's good and strengthen's your financial position. It's because recognized banks will do thorough background and financial check of you/your family before they get you the loan. And in this way, CHC saves itself a lot of time for doing the financial investigation form it's own side.
But, of course, you will get a loan only if you 've very good financial capacity and the clear potential to pay it back in future.