@moose17 , ohh Yes! that makes total sense.Honestly I have no idea, though I've been assuming in-person was necessary. I could very easily be wrong - I've rarely had to do so and only in cases where it was easier to go to a branch anyway. I would recommend keeping the US TD account open for convenience. The min on my account is only $100 so that's easy enough to spare, and then when we visit the US we can use their debit card.
For more possibly unnecessary detail, right now we need our old main brick-and-mortar bank's accounts (at Regions) open to finalize bills for our house so we haven't been able to consider closing those just yet. I think eventually our US accounts will just be our Ally high-interest savings and a TD account. It's just going to take waiting on the house stuff to finalize and then doing changeovers for a few different billing things (like our Discover credit cards) to close our accounts at Regions and it's just not on our radar much right now since we can afford to keep enough in to avoid their fees and we're so burned out on anything paperwork related right now!
Long-long term, we'd probably ditch the Ally account but for now we're not committed to moving all of our money into CAD just in case anything in our life or politically (read: events affecting conversion rates) changes.
When you move to Canada, how did you move your stuff (furniture etc.)? Did you use U-Haul or shipped or hired movers?