I think you need proof of why you don't have proof. For example my partner and I couldn't produce to much in the way of joint financial proof on the first submission.
So our second batch of documents showed we didn't have a joint car loan because we owned paid for 10 year old cars and we submitted the titles. Neither of us drives the other's cars enough to warrant adding each other to the insurance policies. We didn't have an apartment lease because we own multiple properties so presented mortgages that we each took out prior to our relationship and explained that mine were rental units/office space and it would cost $$$ to add each other to mortgage documents.
By the time they wanted the second batch of stuff we had more financial proof that had just occurred naturally over time and we sent that as well.
And we sent the printout of our text messages all 11,000 of them.
And still we wait.
So our second batch of documents showed we didn't have a joint car loan because we owned paid for 10 year old cars and we submitted the titles. Neither of us drives the other's cars enough to warrant adding each other to the insurance policies. We didn't have an apartment lease because we own multiple properties so presented mortgages that we each took out prior to our relationship and explained that mine were rental units/office space and it would cost $$$ to add each other to mortgage documents.
By the time they wanted the second batch of stuff we had more financial proof that had just occurred naturally over time and we sent that as well.
And we sent the printout of our text messages all 11,000 of them.
And still we wait.