Guys, Dont trust here on peoples , specially, those, would like to be Called '' STAR Member or VIP Member" they know nothing and mostly mislead others.. in my Case when i asked question about PFL,, all Champions jump in and said Refusal would be highest recommended but 99% chance is BAN.. but trust me.. i got my visa after PFL issued, in 20 Days and i i wrote simple email by myself, explaining details and stood with my declaration which i said in my application. even during the COVID19, in June, embassy asked me to send passport my courier and they stamped visa and returned by prepaid courier as well. so be aware here,, peoples here just trying to create drama and promoting consultancy business.