When I did soft landing back in June 2021, I moved at very short notice when COPR holders were just allowed to travel and my PRV expiry was just a week or so away. I booked the flight on a Friday Night and left on Saturday morning.
At the time, when I used most of the Forex I bought along, I used transferwise and found it pretty convenient. I selected Emigration as the reason. I spent a couple of months in Canada and moved back, and kept sending funds using transferwise during the next 1 year. I opened an account in Scotia here.
When I recently moved for good, I used Bookmyforex to send funds to my wife's account (you can't send to your own account using BMF, I am not sure about Savings A/cs). The rate is more of less the same for BMF and Banks.
Transferwise should be used for small amounts of money, say around 1 lac, and for larger sums Banks and BMF are good. One difference is, the transferwise fees is what you see when doing the transfer. In Bank Transfers, some 15-30 dollars are deducted by the receiving account in addition to Intermediary Bank charged and other local fees and charges.
I am now wondering myself when to convert my accounts to NRO account as some of my FDs are closing in July this year and some in April next year. Indend to transfer some funds in June and then after converting to NRO account.