Tips for 2016 (Future) PGP Applicants

[Pamma97]

This is not the right thread for this question.
But either ways, it goes back to the definition of what "defaulting" on a loan means. Just because you have a loan doesnt mean you are in default, it means u r in debt. CIC cannot ask you to pay back the loan and cannot look at your credit file with your SIN number. It will be illegal to try and pull your credit report without your consent.
Having Debt does not mean you are not fulfilling your undertaking. You can take 20 years to pay that loan back (min payments) and it wouldnt affect the decision on your application. CIC put those words in there because if the person flees the country without paying off the loan (your wife in this case), the loan issuing authority (bank) can legally come after you to reclaim the loan.

You are being paranoid for no reason.

hahaha thanks for explaining this

 

[johanna19782002]

Hi, Anyone from Calgary using purolator Jan 5 8:52 batch got charged yet?

Hi There,

My package arrived from Calgary on Jan 5th at 8:52 am using Purolator . I got charged on march 22nd and realizing today.

Good Luck!

Johanna

 

[akumar1]

Hi
Is there anyone from jan 4 943 purolator rcvd by tammy with DD still waiting or its only me?
M loosing hope

I called TD bank and they said they cannot confirm because they dont have any means to do it.
So yes I am also waiting as of now for the confirmation of some kind. I guess the DD option which I earlier thought would be the safest is turning out to be emotionally draining option.

 

[tian4738]

Hi There,

My package arrived from Calgary on Jan 5th at 8:52 am using Purolator . I got charged on march 22nd and realizing today.

Good Luck!

Johanna

Congrats, Johanna! keep waiting and stay positive

 

[Dhillon88]

I called TD bank and they said they cannot confirm because they dont have any means to do it.
So yes I am also waiting as of now for the confirmation of some kind. I guess the DD option which I earlier thought would be the safest is turning out to be emotionally draining option.

I dnt know
But when i cal them tell them the account from which draft was made
Date amount or draft number
And they always tell me
Sir its still outstanding
Lol

 

[vinabloor]

Thank God! Thank every one who told me keep positive.
$1100 just got charged by CPCARTC? still pending.......
I'm on Fedex 10:01 Jan 5th.

Good luck to the rest of Jan 5th!

Thanks for news, Good2016! Congrats! May I ask you who signed on your package?

 

[lyka04]

Is there a possibility that the application will be returned back even if they have charged the fee?

 

[Simp]

Hi All,

so my cc got charged on 22nd as well and i was ups 5th jan 10 am.

let us hope for the next step.

So my understanding is they have screened initially and everything was in place so got the c card charged.

S

 

[Simp]

Just a quick question which i posted earlier in january but did not get any reply.

I submitted photocopies of my notice of assessments,is that what i was suppose to submit ? and in case if it was not then could i do anything at this stage ? my c card just charged on 22nd march .

Thanks

S

 

[tian4738]

My CC just showed $550 charged today! Calgary purolater Jan 5 8:52 batch~ So happy!!!

 

[dchoudh]

Just a quick question which i posted earlier in january but did not get any reply.

I submitted photocopies of my notice of assessments,is that what i was suppose to submit ? and in case if it was not then could i do anything at this stage ? my c card just charged on 22nd march .

Thanks

S

Don't worry...you are good for now as you they charged your CC...if they need something else or more...they have request later...for now...I do no think you need to do anything...

 

[dchoudh]

Is there a possibility that the application will be returned back even if they have charged the fee?

Generally no...and you are in...don't think they will return as you made through the 10K cap...based on next step and...Cc might ask for more docs and based on that...further decisions will be taken...

But that is like 2-3 years down the line approx...just my assumption and a high level guess of th timeline...

 

[dchoudh]

My CC just showed $550 charged today! Calgary purolater Jan 5 8:52 batch~ So happy!!!

Congrats to all Jan 5th applicants...I am so happy for all of you ;D ;D ;D

 

[Simp]

If anyone mind answering this question please.

s

Just a quick question which i posted earlier in january but did not get any reply.

I submitted photocopies of my notice of assessments,is that what i was suppose to submit ? and in case if it was not then could i do anything at this stage ? my c card just charged on 22nd march .

Thanks

S

 

[dchoudh]

If anyone mind answering this question please.

s

Hey Simp...check 2-3 posts above...I responded...