Tips for 2016 (Future) PGP Applicants

[Good2016]

This following might now be completely true based on my understanding..." I believe the files between 10,000 to 14,000 are already returned."

The reason I am saying this is because if CIC already opened and verified all the 5K-10K apps before and was just waiting to charge our CC...then based on the below...the 5k-10k CC would have been charged by now already...

0-5K - CIC started charging around Jan 7 and went till the end of Jan (25th) approx...do not have the excel opened...hence saying approx...This includes opening, verifying and charging of CC.

5K-10K - CIC started charging around Mar 7 and it is going on till now (March 24th)...

Hence if they have already opened and verified and 5K-10K apps before (Feb)...it would have definitely taken them less time to charge the second set of 5K apps...but looking at the CC charging timelines....they are similar to Jan.

Hence I believe they did not open it before and they only started verifying and charging 5K-10K apps...once they received a formal go ahead around end of Feb.

Good point. If cic won't charge me today. Then there is no more hope.Sad!

 

[Good2016]

Thank God! Thank every one who told me keep positive.
$1100 just got charged by CPCARTC? still pending.......
I'm on Fedex 10:01 Jan 5th.

Good luck to the rest of Jan 5th!

 

[_MK_]

Need advise from someone who knows anything about default?

Application for Parent sponsorship accepted by CIC.

I sponsored my wife in 2014 and she landed here in Canada last year 2015 Feb.
Now she is going to school and her education is sponsored by provincial govt. and federal.
so basically she is getting benefits from govt. for education which makes me at default I guess.

So my question is should I pay off her loan and not be in default or wait until CIC ask to pay for the loan?

how long it will take for CIC to know that I'm at default as file is already accepted but I think they won't touch it for years as there is backlog and I can clear her loan by then.

Please help and advise if anyone know how to deal in this situation.

Thank You!

Why would you be at default? Default means u have not paid back the loan according to the terms which is not the case here. Loans have agreements and payback terms. So just pay the required payments when you are supposed to. If you want to pay off the entire loan, then its up to you but that is a financial decision with no bearing on immigration. Also if it is in your wife's name, you are not liable for it, your wife is. Having a loan means you have a "liability". Now if the person liable does not pay it back according to the terms agreed when u take it, then you are "defaulting" on the loan.

CIC will not ask you to pay back the loan. CIC is not a collection agency and it has nothing to do with your immigration decision.
FOR Parents sponsorship, CIC only requires proof that you have the required income in the form or tax statements that you file every year. Other than that it will not ask you for anything else. CIC does not do credit checks.

 

[v2016]

Here is my 2cents,Comparing the charging time for the first 5000, and second 5000 according to our spreadsheets, there are some differences.
It took about 18 business days on the first 5000 files. However, for each days, there were more people been charged than the second 5000 files. In that case, I am assuming it might takes longer time to finish the charging on the second 5000 files.
Keep positive guys!

 

[dchoudh]

Thank God! Thank every one who told me keep positive.
$1100 just got charged by CPCARTC? still pending.......
I'm on Fedex 10:01 Jan 5th.

Good luck to the rest of Jan 5th!

Congrats

 

[dchoudh]

Here is my 2cents,Comparing the charging time for the first 5000, and second 5000 according to our spreadsheets, there are some differences.
It took about 18 business days on the first 5000 files. However, for each days, there were more people been charged than the second 5000 files. In that case, I am assuming it might takes longer time to finish the charging on the second 5000 files.
Keep positive guys!

Agree...

 

[lyka04]

hi everyone. if CIC charged me the 550 fee, does that mean that my application was approved?

 

[Pamma97]

Why would you be at default? Default means u have not paid back the loan according to the terms which is not the case here. Loans have agreements and payback terms. So just pay the required payments when you are supposed to. If you want to pay off the entire loan, then its up to you but that is a financial decision with no bearing on immigration. Also if it is in your wife's name, you are not liable for it, your wife is. Having a loan means you have a "liability". Now if the person liable does not pay it back according to the terms agreed when u take it, then you are "defaulting" on the loan.

CIC will not ask you to pay back the loan. CIC is not a collection agency and it has nothing to do with your immigration decision.
FOR Parents sponsorship, CIC only requires proof that you have the required income in the form or tax statements that you file every year. Other than that it will not ask you for anything else. CIC does not do credit checks.

But according to CIC website it says when you have sponsored other relatives in past and they are getting benefits from government then you are at default as you were the sponsor for that person and its your responsibility to take care of him. In case of spousal category I think its 3 or 5 years undertaking and as we all know 20 years for parents and grandparents.
So if my wife is getting loan from government that means I'm not fulfilling my undertaking isn't it? I know cic won't do credit checks but they have access to see every information for sponsor as while getting a loan from government you need to give your SIN for both husband and wife. so yeah my wife and me both are responsible to pay off the loan.

My only concern is will they ask me to re-pay before approving my parents application and how long they will take to know bcoz as of know I don't think they know even though cc is charged. My understanding is they won't even touch these applications for a couple of years and in the mean time a can pay off the loan. But just concerned if anyone know anything about it or faced similar situation.

Thanks

 

[Good2016]

hi everyone. if CIC charged me the 550 fee, does that mean that my application was approved?

Of course not. This is just the first step. There is long way, a few years to go!

 

[lyka04]

Of course not. This is just the first step. There is long way, a few years to go!

so what happens after the cc charged? what does it mean?

 

[masoom1]

so what happens after the cc charged? what does it mean?

Actually getting CC charged is some kind of assurance that there was no error in file, But you will get official AOR soon, based on trend it can be month or 2. That will be official confirmation that they placed your file in queue. Later on they will contact you once they actually start processing your file, may be after 2-3 years as per current speculation

 

[Good2016]

Actually getting CC charged is some kind of assurance that there was no error in file, But you will get official AOR soon, based on trend it can be month or 2. That will be official confirmation that they placed your file in queue. Later on they will contact you once they actually start processing your file, may be after 2-3 years as per current speculation

Yes, they will verify every information you provided in you application form. If they are all OK, then your parents need to pass the physical exam. During the whole process, hope cic won't make any changes about the policy.

 

[Dhillon88]

Hi
Is there anyone from jan 4 943 purolator rcvd by tammy with DD still waiting or its only me?
M loosing hope
[/quote]

 

[tian4738]

Hi, Anyone from Calgary using purolator Jan 5 8:52 batch got charged yet?

 

[_MK_]

But according to CIC website it says when you have sponsored other relatives in past and they are getting benefits from government then you are at default as you were the sponsor for that person and its your responsibility to take care of him. In case of spousal category I think its 3 or 5 years undertaking and as we all know 20 years for parents and grandparents.
So if my wife is getting loan from government that means I'm not fulfilling my undertaking isn't it? I know cic won't do credit checks but they have access to see every information for sponsor as while getting a loan from government you need to give your SIN for both husband and wife. so yeah my wife and me both are responsible to pay off the loan.

My only concern is will they ask me to re-pay before approving my parents application and how long they will take to know bcoz as of know I don't think they know even though cc is charged. My understanding is they won't even touch these applications for a couple of years and in the mean time a can pay off the loan. But just concerned if anyone know anything about it or faced similar situation.

Thanks

This is not the right thread for this question.
But either ways, it goes back to the definition of what "defaulting" on a loan means. Just because you have a loan doesnt mean you are in default, it means u r in debt. CIC cannot ask you to pay back the loan and cannot look at your credit file with your SIN number. It will be illegal to try and pull your credit report without your consent.
Having Debt does not mean you are not fulfilling your undertaking. You can take 20 years to pay that loan back (min payments) and it wouldnt affect the decision on your application. CIC put those words in there because if the person flees the country without paying off the loan (your wife in this case), the loan issuing authority (bank) can legally come after you to reclaim the loan.

You are being paranoid for no reason.