Dear nawabsaab,
I am fine. I believe your preparations are also in full swing.
BANKS
You can always go on Wednesday (1st June) to any of the banks with your relevant documents, but you'll need to go to Service Canada first to get your SIN. That is more important. Banks do open accounts without SIN, but they would need to have that ASAP to offer you anything else.
SIN
Yes, you can go the very next day. Arrive at Service Canada centre at 8:15am. They open at 8:30am. Be the first ones to enter and you'll get your SIN in no time. Otherwise, you'll have to wait and people would start coming in. For more information, go through my thread and you'll find information in much detail.
MONEY PER PERSON
You are allowed to bring as much cash as you can, but if you are bringing $10K or more / person, you must declare the actual amount you are bringing (including Canadian Dollars as well as any other currencies). Your total in Canadian Dollars must also include any other non-canadian currencies, if you are bringing any. You'll need to convert ₹ in CAD and add it to the total. Don't worry, you will not be taxed on this money. They just want to make sure you are bringing legitimate funds. You can also bring funds in other forms, such as bank drafts, cheques, money orders, securities in bearer form, etc). If you are in India, you can open a Canadian bank account before arriving in Canada. Banks like
RBC,
BMO and
ScotiaBank offer such facilities. They allow one transfer of around $50K or so. That way, your money will be in Canada when you arrive. You'll have to visit branch to activate your account and access to your funds. It's always advisable to keep cash with you at all times until you have a bank card.
Use
Proof of funds table to calculate how much of minimum funds you would require according to your family members.
Some countries, like Pakistan, have put limits of exporting of foreign currencies (
cannot take out of Pakistan US$10K or more per person). You may have up to 3 years to import goods purchased with this money in your former country. However, you must show CBSA proof that you faced restrictions. (
source)
PRIVATE INSURANCE
As for private insurance in your home country, you must make sure your insurance plan is covering Canada too (and not just India).
What you are looking for is
Visitors to Canada insurance plans. To get private insurance, you can use the
OmbudService Insurance Finder (can choose from 30 of them) or look in the
Yellow Pages (look for
insurance brokers. Brokers represent several different insurance companies and can tell you about your choices). Get quotes from them online or via Phone. You can use Google Hangout to call anywhere in Canada and USA for free, so use it to calls these companies to get accurate quotes.
SIM / MOBILE PHONE / CELLPHONE
Unfortunately, it's not that easy in Canada to get a sim card. Sims are usually available from their own stores. It's always advisable to bring your own cellphone. North American GSM uses 850/1900 MHz , UMTS/HSDPA 850/1900Mhz, LTE 1700/2600, AWS 1700/2100 frequencies. As far as I know, you won't be able to find sim card at Montreal airport.
You can get Canadian prepaid sim before you arrive in Canada by buying it on
eBay and find the ones you want. Some sellers even activate sim for you after you have made successful purchase, ask seller first before making purchase and inquire about delivery time too. Also make sure the sim you are ordering have coverage in your chosen province. Most sim cards alone would cost from 0$ to $10.
7Eleven is selling their own prepaid sim,
SPEAKOUT 7-ELEVEN PREPAID SERVICE. So, you may be able to get sim at Toronto Pearson Airport. There are 2 7Elevens there. (
Before-Security Level 1 Arrivals &
Terminal 1, Before-Security (International), Located in 6B, Value Park Garage, Level 4). They are open 24/7. You can call 9056712875 & 9056737953 respectively to verify if they have it over there or not. They also sell long-distance phone cards as well. Sorry, but I couldn't find any shop selling prepaid sims at Aéroports de Montréal.
You can find suitable packages for yourself using comparison websites, such as
Whistleout