The Banks that give loans

[maria61]

hi,
Congratulations to all those who have got their VISA's.

I have a concern regarding loan. People who have got their VISA's approved can help me regarding this.
I have applied for the same, Project management jan 2013 intake. I am not getting my loan application accepted. I approached Canara, SBI ,UBI all of the banks are saying this Post graduation certificate is not eligible for loan. Without loan it is difficult to get the visa right??? What do I do?
For VISA's do they check if the loans are approved only by nationalized bank?

 

[RNK]

Not for all visas,but u can get the list of approved banks by canada in vfscanada webiste

 

[maria61]

Yes I have the list of banks. From the list approached a few and they are saying no the loan will not be approved coz of the course " Post Graduation Certificate" they will give loans to MSc, MS, MBA etc...

So I was just wondering, from which bank did ppl get their loans for this Post Graduation Ceritificate- Project management. So I can also apply for the same. I am not sure if the visa will be approved if shown self funded.

 

[RNK]

U can go for obc,punjab and sindh bank,uco.they do provide loans for these courses

 

[asiss kumar]

hi,
Congratulations to all those who have got their VISA's.

I have a concern regarding loan. People who have got their VISA's approved can help me regarding this.
I have applied for the same, Project management jan 2013 intake. I am not getting my loan application accepted. I approached Canara, SBI ,UBI all of the banks are saying this Post graduation certificate is not eligible for loan. Without loan it is difficult to get the visa right??? What do I do?
For VISA's do they check if the loans are approved only by nationalized bank?

Welcome to the forum.
With PG certificate ,banks do have a problem..
I personally faced this kind of issues..i really tried hard to convince them,but all in vain.they don;t even want to listen.
Only option left is GIC..but for this you need that much money with you.,which is difficult to arrange for the middle class.
Due to these sufferings,i decided to file RTI against them,may be this can work for me and many more .

 

[maria61]

So you are saying OBC is absolutely fine in giving loan for this course correct??? I just hope this confusion ends, heights of frustration. Its sad...

 

[asiss kumar]

U can go for obc,punjab and sindh bank,uco.they do provide loans for these courses

Yes these banks are providing loans for these genre of courses.but they Demand FD(fixed deposit).

 

[RNK]

No need of fd,
they will give you loan easily if you offer them any thirdparty guarantee or property
atleast according to my province

 

[maria61]

Hi,
Thankyou, What is GIC? Seriously its heights when they say they cant give loan when we are providing all the valid documents with a guarantee'r too....

 

[maria61]

Yes Yes, actually me and my folks are absolutely fine with guarantee and stuffs, Wednesday I will go and en-quire OBC!!! This is gona be my last resort. I am helpless or else.

 

[RNK]

Lol,i came through the same situation a month ago,
dont worry private sector banks do give

 

[maria61]

Gud to see you relaxed. . For me relaxin now has gone out of league. So have you got ur loan sanctioned from OBC??? Do you have any idea about the interest rate??

 

[RNK]

All the public and private banks have the same interest rates 14.25

 

[maria61]

I have wire transferred the registration fee to the college. Will that go in vain if I dont get my loan sanctioned on time? Though I understand from my reading that it will be carried over to the next sem.

 

[RNK]

U know,sbi is giving me loan for a diploma,(went with a high reference)