I am not sure who answered this and what is the source for this. There is no requirement for acceptance as when you get the funds in your account it is in itself satisfied. Please do not create confusion more than what is required.
GIFTS AND CONDITIONS TO BE MET
Three conditions must be met for a gift
inter vivos (gifts between living people as opposed to legacy) to be valid.
The
first one is that the individual making the transfer actually intends to make a gift; it must be demonstrated that the donor's objective was to make a gift when he or she transferred the property. -
This is done through the gift deed executed and notarized.
The second condition is that the
donee accepts the gift made to him or her; the donee must agree to the transfer of property that the donor made in his or her favour. In general,
such acceptance is presumed once the third condition is met, that is to say the delivery of the property that is the subject-matter of the transfer by the donor to the donee. - This is more necessary for immovable property like a house, building etc. For movable property like a car, money, as soon as it is in the profession of the donee, the requirement is met. Which in your case would be change of money from the donors bank account to the donee's bank account.
The donor has to divest him or herself of the property; he or she has to place it in the possession of the donee. This delivery confirms the donor's intent to make the gift and must be deemed to be unequivocal since the courts will refuse to intervene to perfect a gift that is not complete.
So whoever gave the answer to the question above, definitely read it online without the understanding of how transfer of immovable property takes place and the difference between immovable property and movable property.
I hope this helps!
