Friends what are pros and cons of supervisa vs permanent residence for parents and grand parents. Thanks for your time
Supervisa vs PR
- Thread starter caninfoseeker
- Start date
Permanent residence versus two years visit.
Residency obligation versus no residency obligation.
Residency obligation versus no residency obligation.
The big issue is healthcare. PR gets coverage and with a supervisa you have to pay for emergency medical coverage for your parents. They must return home for ongoing treatment if necessary. If they get PR you are financially responsible for them for 20 years. Some things are not covered by health plans. Medical devices, for example, are usually only partially covered varies by province. So for things like hearing aids currently Ontario will usually cover $1000 but they cost 2-5K. Things like public nursing homes have bed fees so that could be $1200/month. Dental care is not usually covered, etc. There are many examples of things that are not actually covered by the healthcare system that you will have to pay for.
With supervisa you are still a visitor. You can’t stay indefinitely. For PR you have to qualify and and get selected via whatever process they have in the next years.
With supervisa you are still a visitor. You can’t stay indefinitely. For PR you have to qualify and and get selected via whatever process they have in the next years.
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So pros is you get health care (limited), stay in Canada without visa, visa free travel to some countries, can work, can buy property
Cons: you are bound to stay for 3 years ?? Or 4 years in cold weather, you are bound to pay tax on global income and assets??
Cons: you are bound to stay for 3 years ?? Or 4 years in cold weather, you are bound to pay tax on global income and assets??
kprs_ind
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It always depends on once needs. Super visa processing can be done within a month and PR may take more than a year. If you want to bring your parents immediately or in the near future, go for Super visa. PR slots are closed for now for parents and grandparents. It may open next year.
PRs who want to keep their status have to live in Canada and do their taxes in Canada (some will pay taxes in Canada, some will not). Paying taxes on Canada depends on where their money is coming from and the country of origin. If they receive a pension from the home country, they would have to declare that in the Canadian taxes, but it depends on the international accords between countries if they also pay taxes in Canada (in addition to home country taxes, which, of course, depends on the home country). Some countries have agreements with Canada so that their Citizens don't pay double taxes. You would have to check and see what the rules are in your home country.
Thanks for the nice addition of information @kathyberone true treaty for avoidance of double taxation reduce taxation and you are right, to maintain status for PR one has to physically present in Canada for two years out of five years, I read somewhere that one can go to work in border town of USA and return in the evening and this is counted as physically present??
