Yes there is one company that will underwrite at time of application, all other insurance companies do post claim underwriting. Another words you buy insurance but won't know if you are insured until you have a claim. Contact me I will send you the medical application form, I suggest it is filled out by her doctor and bring with her the following: medical records and a letter from her doctor stating she is not traveling against the advise of her physician and any pre-existing conditions have been stable for a period of one year.
Once I submit the application it takes 5 business day to get a reply, if her conditions are insurable there will be a rating on the policy and the policy will be issued with an endorsement specifying the condition the insurance company is insuring.
You can contact me directly if you need assistance.
Thanks
Once I submit the application it takes 5 business day to get a reply, if her conditions are insurable there will be a rating on the policy and the policy will be issued with an endorsement specifying the condition the insurance company is insuring.
You can contact me directly if you need assistance.
Thanks