I deal with seven carriers including GMS and many others, I do not deal with Manulife or 21st century which is safevisit. You can visit my web site at www.stone-hedgefinancialgroup.ca I represent seven companies.
As fare as Punjabi Insurance I have spoken to some of their agents they are mainly dealing with Travel Underwriters from what I know. The gentleman is correct GMS is the cheapest but only with the $1000.00 deductible, I have found just like Punjabi Insurance they can be very tough at time of claim. Secondly if you actually read the policy, just like most companies there are exceptions which I sell, they limit your follow up visits to 30 days. This is fine for short term visits but not if someone is staying here a year or two. The policy I prefer does not have this restriction and with a zero deductible is not much different in price but offers more comprehensive benefits with less restrictions than GMS. I personally do not find manulife that competitive for the money which is what safevisit sells 21st century.
Check out my web site just go to Insurance Tab, Travel Insurance and Super Visa. Be sure to visit News and Media CBC Marketplace did a special on Travel Insurance called Tripped Up I suggest you watch it and you will understand why price is the secondary issue, getting a policy that actually covers what you need is the main issue.
