Student Visa Denied

[rembrandt2040]

Hello Everyone,
Please I need your on how to tackle my Visa Refusal.
I applied for a Student Visa on June 1st 2018 online and got a denial on June 28th citing the following reasons;
1.Statement of purpose
2.Personal assets and financial status

I hold a bachelor of science in Banking and finance and currently work in a financial institution as a product manager for SME loan products,I develop and manage SME loan products.I was admitted into Cambrian college for a post graduate certificate in business analytics with a start date of September 3rd 2019
I graduated in 2005 and have been working since 2007 in different financial institutions.
I am a mature student married with two kids.

Documents submitted
1.SOP highlighting the value of the program,stated I want to transition to data analytics role within the financial industry and currently lack the technical skills to make the switch.Stated I had done several Coursera courses in data analytics to help me in this switch.Showed a table showing source of bulk deposits into my account, application of funds covering my full tuition of 13.5k cad.living expenses of 10k cad, miscellaneous expenses of 4k cad and 7k cad upkeep funds for my family while I am away.I also stated there was no where in Nigeria I could undertake such a program hence the need to travel out for the program and the cost of such a program was cheaper in Canada compared to the following countries, Australia,USA,UK and Ireland.
2. Tuition payment receipt of 5.9k cad
3.Personal account statement of 28.4k cad
4.Employment letters for myself and my wife
5.Promotion letters
6.Land docs
7.Degree certificate
8.Waec certificate
9.My 2 kids birth certificate
10.Marriage certificate
11.Payslips for myself and my wife
12. Pension account of 13k cad
N.B I did not submit my staff salary account statement I submitted my other bank statement and the valuation report for the property doc I submitted.

Please I need help in tackling the above reasons for denial since I want to quickly reapply this week.

 

[canuck78]

Hello Everyone,
Please I need your on how to tackle my Visa Refusal.
I applied for a Student Visa on June 1st 2018 online and got a denial on June 28th citing the following reasons;
1.Statement of purpose
2.Personal assets and financial status

I hold a bachelor of science in Banking and finance and currently work in a financial institution as a product manager for SME loan products,I develop and manage SME loan products.I was admitted into Cambrian college for a post graduate certificate in business analytics with a start date of September 3rd 2019
I graduated in 2005 and have been working since 2007 in different financial institutions.
I am a mature student married with two kids.

Documents submitted
1.SOP highlighting the value of the program,stated I want to transition to data analytics role within the financial industry and currently lack the technical skills to make the switch.Stated I had done several Coursera courses in data analytics to help me in this switch.Showed a table showing source of bulk deposits into my account, application of funds covering my full tuition of 13.5k cad.living expenses of 10k cad, miscellaneous expenses of 4k cad and 7k cad upkeep funds for my family while I am away.I also stated there was no where in Nigeria I could undertake such a program hence the need to travel out for the program and the cost of such a program was cheaper in Canada compared to the following countries, Australia,USA,UK and Ireland.
2. Tuition payment receipt of 5.9k cad
3.Personal account statement of 28.4k cad
4.Employment letters for myself and my wife
5.Promotion letters
6.Land docs
7.Degree certificate
8.Waec certificate
9.My 2 kids birth certificate
10.Marriage certificate
11.Payslips for myself and my wife
12. Pension account of 13k cad
N.B I did not submit my staff salary account statement I submitted my other bank statement and the valuation report for the property doc I submitted.

Please I need help in tackling the above reasons for denial since I want to quickly reapply this week.

Assume you mean 2019. The firsr issus is your finances. Not sure if the 28.4k includes your tuition costs but if you sunlbtract flights for 4 people plus another tuition payment you don't have enough funds to support yourself and your family if neither of you find work. Are you earning a good income in Nigeria. Are you at a mangement level? Your career opportunities won't necessarily change. You may change jobs but the course may not actually lead to career advancement. The fact that you applied with your family leads to concerns you are not a genuine student and that you are applying to immigrate which is the case with many students. The other issue is that there has been very large volume of Nigerian asylum seekers who have entered Canada in the past 2 years. You should really order GCMS notes so you can try and address specific issues. If you apply again and get refused it becomes even harder the 3rd time to convince IRCC that you are a genuine student.

 

[rembrandt2040]

Thank you for your response.I applied alone and not traveling with my family.
The 28.4k balance is excluding the 5.9k I had earlier paid as tuition deposit.

Assume you mean 2019. The firsr issus is your finances. Not sure if the 28.4k includes your tuition costs but if you sunlbtract flights for 4 people plus another tuition payment you don't have enough funds to support yourself and your family if neither of you find work. Are you earning a good income in Nigeria. Are you at a mangement level? Your career opportunities won't necessarily change. You may change jobs but the course may not actually lead to career advancement. The fact that you applied with your family leads to concerns you are not a genuine student and that you are applying to immigrate which is the case with many students. The other issue is that there has been very large volume of Nigerian asylum seekers who have entered Canada in the past 2 years. You should really order GCMS notes so you can try and address specific issues. If you apply again and get refused it becomes even harder the 3rd time to convince IRCC that you are a genuine student.

 

[canuck78]

Without GCMS notes we can’t give you exact details as to why you were refused. I would imagine that already having a good job (I assume), IRCC doesn’t feel that this degree will lead to career advancement. More of a lateral move to a different industry.

 

[rembrandt2040]

Thank you Canuck for your response.I am really passionate about the course I am going in for (Business Analytics).There is a dearth of analytics professionals with Domain Knowledge in the Nigerian Financial industry today,my current job role involves the development and management of loan products for Small and Medium Businesses and the certificate will add value to my career tremendously.
I have an uncle that is ready to sponsor me and his account statement is currently 85k CAD he is unmarried.
I want to quickly reapply this week.What are my chances?

 

[rembrandt2040]

Have you considered a better school and a different/better program like maybe a master's?

Can you please help me review my SOP?

 

[rembrandt2040]

You should probably get case notes and identify the reasons for rejection before reapplying. If nothing has changed on your application "significantly", you can expect the same decision from CIC.
Your uncle sponsoring you does not add any strength to your application tbh.

My GCMS notes came in today with the following reasons for the denial
1.Applicant does not appear to be well established and course of study will be a reasonable expense.
2.Plan of study is vague and not well documented

 

[canuck78]

The big issue is that you are married with 2 children and have a good job already. You personally don’t have the funds to study and support your children whether they are are in Canada or Nigeria. A bachelors in finance should have covered a lot of business analytics. You want to spend all of your savings for a program that is unlikely lead to career advancement or a significantly higher salary at home. A father would not spend all that money if he planned on returning home. Most commerce degree students also have learned about business analytics so there is likely some concern about how much the course is actually benefitting you. CIC assumes you want to immigrate which I also assume.