Thanks Johnsnow.
**Before now, I asked you a question which you didn't respond to, I asked what source of funds your brother showed and was there huge sum deposited in the account at the time of your visa processing???? - No dear, my brother runs a business, he is maintaining the amount in his savings account for more than an year older (at the time of Visa processing), if VO reads his bank statement, he can easily find the transactions made every month, so there is no question regarding sudden deposit.
Make sure the funds in your brother's account is sufficient enough to cover over +$25k cad - In my previous application, we've already shown adequate amount of money i.e. 55,000 CAD, although my tuition & living expenses were around 25,000 CAD so I presented the amount which was indeed more than required. But still refusal reason is regarding "Insufficient Funds"
We are planning to transfer all the funds to my father's savings account, Reason being, as per notes, it is for sure that visa officer was not convinced, he did not consider the funds shown by my brother. What I feel, Visa Officer wants to see the funds either in my Parents' account or in my own account.
Yes, if deposited at once then the statement of my father's account will read a huge amount deposit. However, to overcome, my father would then open a Fixed Deposit account. It takes some time to mature but it is not restricted to not able to release it before maturity. Those who are having Fixed Deposits are always considered as a financially sound person. By showing FD, my father will then become a primary sponsor because my father is a retired official and he doesn't have much amount in his account. I wont include my brother as a sponsor this time. My parents will only be my sponsor not even me because visa officer has only issues regarding my funds rest all cleared, so by this way we are thinking that our case would become stronger.
What would you suggest?
Thanks
With the much ideas you have and with your sponsor now being your father, it sound's good and I hope you get it this time.. Good luck