Student permit rejected for 'other reasons'

[Krishna13]

Thanks Darthv for your suggestions.

Please make me correct if am wrong, I'll have to create a single pdf in which I must attach all my academic documents, previous work experience documents (eg. Experience certificates, Salary Slips, Offer letter, Appreciation letters, Salary Certificate) and SOP in the "Client Information" section. And Financial documents (eg. Bank statements, bank certificate), ITR's of my parents, brother and my own ITR, Property evaluation report, CA report in the "Proof of funds" section and importantly, the size of the pdf should not exceed more than 4 MB. Is it?

As you suggested that PDF is a best option, I should compress and squeeze large no of pages in 4 mb. Can you please suggest the steps that how to make a PDF file and if the pdf size exceeds then how to compress it? Is there any software we have to purchase?

And what to fill in the "Optional Docs" column? And which column is meant for uploading all the mandatory forms such as family information form, study permit form, background etc.?

Importantly, would you please suggest me that how should I present my funds to visa officer as recently I got Visa refusal on the grounds of Funds and I also obtained the CAIPS notes and the same reason is there which is stated on my refusal letter that the visa officer is not convinced regarding my Funds/assets. However, I am confused that why they have raised the question regarding funds despite of showing adequate amount in the bank account i.e 25 Lakhs in my elder brothers account and that too was an year older excluding GIC and tuition fees. My brother was the sponsor.
I did not attach my father's bank statement because my father was not having adequate amount in his bank account but I attached his ITR to prove a source of income, my father is a retired official. This time I have been suggested that my elder brother should transfer his money i.e. 25 lakhs to my father's account so that we could convince Visa Officer this time that we are having enough amount to support my studies. What do you suggest?

Regards.

 

[bongoman]

Dude READ THE PAPER REQUIREMENTS for your country on IRCC website even if applying online there are clearly explained things you need to show if you are being sponsored by someone else letter from him, letter from his employer etc etc.
Transferring money is a ridiculous idea it will be obvious to everyone that its not yours.

 

[Krishna13]

Dude READ THE PAPER REQUIREMENTS for your country on IRCC website even if applying online there are clearly explained things you need to show if you are being sponsored by someone else letter from him, letter from his employer etc etc.
Transferring money is a ridiculous idea it will be obvious to everyone that its not yours.

Brother, I am really confused that what should I do or what not because no one is guiding me appropriately. In my previous application, I became my elder brother as a sponsor, I attached his Bank statement, bank certificate claiming that his account has sufficient balance, also I attached his Affidavit of Support in which it was clearly mentioned that he is sponsoring me and he doesn't have any issues and these funds would always be available for my studies during my stay in Canada. I also attached his ITR for the last two years because he is a business man, not working anywhere. Now, I don't understand what Visa Officer exactly wants.

What I believe, this all happened due to not showing amount in my parents' accounts, may be VO may have thought that my brother has just shown the amount but would not give to me so as per suggestions, my brother is ready to transfer all the amount to my father's account because my father is a retired official and he doesn't have much amount in his account.

Please suggest what should I do because in CAIPS notes only funds related issues is mentioned rest all cleared.

Thanks

 

[bongoman]

G

Brother, I am really confused that what should I do or what not because no one is guiding me appropriately. In my previous application, I became my elder brother as a sponsor, I attached his Bank statement, bank certificate claiming that his account has sufficient balance, also I attached his Affidavit of Support in which it was clearly mentioned that he is sponsoring me and he doesn't have any issues and these funds would always be available for my studies during my stay in Canada. I also attached his ITR for the last two years because he is a business man, not working anywhere. Now, I don't understand what Visa Officer exactly wants.

What I believe, this all happened due to not showing amount in my parents' accounts, may be VO may have thought that my brother has just shown the amount but would not give to me so as per suggestions, my brother is ready to transfer all the amount to my father's account because my father is a retired official and he doesn't have much amount in his account.

Please suggest what should I do because in CAIPS notes only funds related issues is mentioned rest all cleared.

Thanks

Please go read the requirements they are a great guide, if anything is not clear than you can ask a specific question and people will assist you.
Also was it his bank account or the business bank account? DO NOT TRANSFER THE MONEY! this is almost a guaranteed rejection.

 

[Krishna13]

G

Please go read the requirements they are a great guide, if anything is not clear than you can ask a specific question and people will assist you.
Also was it his bank account or the business bank account? DO NOT TRANSFER THE MONEY! this is almost a guaranteed rejection.

Yes, it was his own SAVINGS bank account not current or business account. Is it possible if we transfer and show those funds in the form of fixed deposits? Would it work well?

 

[darthv]

Thanks Darthv for your suggestions.

Please make me correct if am wrong, I'll have to create a single pdf in which I must attach all my academic documents, previous work experience documents (eg. Experience certificates, Salary Slips, Offer letter, Appreciation letters, Salary Certificate) and SOP in the "Client Information" section. And Financial documents (eg. Bank statements, bank certificate), ITR's of my parents, brother and my own ITR, Property evaluation report, CA report in the "Proof of funds" section and importantly, the size of the pdf should not exceed more than 4 MB. Is it?
Yes, although a property is not a proof of fund, it is used for demonstrating strong country ties. So you can put it in client information as your CA report is long and size restriction applies.

As you suggested that PDF is a best option, I should compress and squeeze large no of pages in 4 mb. Can you please suggest the steps that how to make a PDF file and if the pdf size exceeds then how to compress it? Is there any software we have to purchase?
Scan the documents as image and paste them into a word file. Save word as pdf and choose minimum size option. Even for standard size option, a 4.5-5 mb docx will result in 4 mb pdf. You'll have to play with quality (resolution) of images to reach optimum size, it should be readable. Open images in paint and resize them, it'll reduce the overall size.

And what to fill in the "Optional Docs" column? And which column is meant for uploading all the mandatory forms such as family information form, study permit form, background etc.?
Every form has its own independent section. First, make an account on gckey and you'll know what to upload where. Optional docs has two subsection: one is TRV and other is client information. Every section is mandatory, your application will not proceed until you upload something in every section.

Importantly, would you please suggest me that how should I present my funds to visa officer as recently I got Visa refusal on the grounds of Funds and I also obtained the CAIPS notes and the same reason is there which is stated on my refusal letter that the visa officer is not convinced regarding my Funds/assets. However, I am confused that why they have raised the question regarding funds despite of showing adequate amount in the bank account i.e 25 Lakhs in my elder brothers account and that too was an year older excluding GIC and tuition fees. My brother was the sponsor.
I did not attach my father's bank statement because my father was not having adequate amount in his bank account but I attached his ITR to prove a source of income, my father is a retired official. This time I have been suggested that my elder brother should transfer his money i.e. 25 lakhs to my father's account so that we could convince Visa Officer this time that we are having enough amount to support my studies. What do you suggest?
Transfer will raise eyebrows that it is a borrowed money and not own, so definitely not recommended. If your brother is married, a question to address is how your brother will sustain himself and family after paying such amount. Include his ITR.
One way is to pay full year fees, then the financial aspect is easy to show as you already have GIC.
Another way is to get a loan. As per my knowledge, unless you start spending on loan, interest is not accumulated. Confirm it as I know very little about this. So you can show loan and spend from your brother account.
However, 25 lakhs is a good amount to show and most probably you missed some important document last time. Were the bank statements stamped and verified from the bank or just online copy. Refusal on the basis of financial ground was very borderline in your case.
Regards.

 

[Krishna13]

G

Please go read the requirements they are a great guide, if anything is not clear than you can ask a specific question and people will assist you.
Also was it his bank account or the business bank account? DO NOT TRANSFER THE MONEY! this is almost a guaranteed rejection.

Bro, are u not interested in sharing your precious views on my query?

 

[Krishna13]

Aren't you already late for Sept term application.
In online application form, there is question mark in front of every column which tells you what to upload in it.
For the last section (client information) you should upload SoP (highlighting previous reject addressed, also see johnsnow answer above), semester wise marksheets and degree of graduation, 10th n 12th marksheet, ielts, any proof of support for strong home ties (job offer, property, parents settled etc) and whatever documents you can attach to support your SoP.
In proof of funds, whatever you are submitting for showing funds (scholarship letter, loan approved letter, tuition fees payment slip, GIC, bank statements of you and/or sponsor) and sponsor support letter.
Rest of the sections are pretty straightforward.

Thanks bro for making me understand in detail.

Bro, I successfully scanned the documents as image and paste all those into word file, however, as u suggested that save word as pdf file and select minimum size option, I tried to do so but am unable to get succeed in it. While saving a word file it is not showing me the option to save into PDF so I had to save that file into word itself and then later when I opened that file in "Acrobat Reader" though changing the option in properties, it gives me the error. It is only opening in Word file not in PDF option. Can you please suggest that what should I do as I wanna make a PDF file and importantly the size of that file should also not exceed the limit.

Regarding FUNDS:- no bro, I did not miss any important document. Everything was in the application, bank statements were there and it was issued by the bank's official representative and also put a bank's stamp on it. I also attached Bank Certificate, that too was issued on the Bank's Letter Head. And Bank is also one of the prominent banks in INDIA, it's a govt. bank. I've sent you a message regarding the whole history, can u please check and help me on it?

Your guidelines are really noticeable. Thank you for sharing your valuable inputs on it.

Thank you bro. God Bless You and keep shining

 

[Krishna13]

It doesn't really matter if you show a huge sum of funds that the source of it presented as evidence isn't convincing enough to the VO and if/maybe a huge funds was lodged in at an instance.. what source of funds did you show and was the funds lodged at once?

You have to upload any relevant documents that will help your case no matter how tiny the paper seems to be. If your document pages are much, this is were PDF compressing comes in, you are to compress all your files to size the stated 4MB by CIC

CIC advise to either use a scanner to scan or a high quality digital camera to snap. Since its online, you can also either upload scanned originals or notarized photocopies, its when applying through paper route that its utmost advise to apply with notarized photocopies as CIC won't be returning them even at their own convenience except you request for it. You can merge files together and remember to convert them to PDF, and yes, scan one after the other.


The forms you will fill is same similar way as the offline just that this time, it will be done online

Dear Johnsnow,
Can you please respond to my query?

 

[darthv]

Thanks bro for making me understand in detail.

Bro, I successfully scanned the documents as image and paste all those into word file, however, as u suggested that save word as pdf file and select minimum size option, I tried to do so but am unable to get succeed in it. While saving a word file it is not showing me the option to save into PDF so I had to save that file into word itself and then later when I opened that file in "Acrobat Reader" though changing the option in properties, it gives me the error. It is only opening in Word file not in PDF option. Can you please suggest that what should I do as I wanna make a PDF file and importantly the size of that file should also not exceed the limit.
which version of word you are using? there is an option while saving a word file "save as type" in which u have to select as pdf.
Regarding FUNDS:- no bro, I did not miss any important document. Everything was in the application, bank statements were there and it was issued by the bank's official representative and also put a bank's stamp on it. I also attached Bank Certificate, that too was issued on the Bank's Letter Head. And Bank is also one of the prominent banks in INDIA, it's a govt. bank. I've sent you a message regarding the whole history, can u please check and help me on it?
replied in message
Your guidelines are really noticeable. Thank you for sharing your valuable inputs on it.

Thank you bro. God Bless You and keep shining

 

[Krishna13]

Hi Bro,

I haven't received any message, can u plz check again?

Thanks

 

[darthv]

Hi Bro,

I haven't received any message, can u plz check again?

Thanks

my bad, sending now

 

[Krishna13]

my bad, sending now

Thank you darthv, I check right away..

Thnxx once again.

 

[Johnsnow 007]

Brother, I am really confused that what should I do or what not because no one is guiding me appropriately. In my previous application, I became my elder brother as a sponsor, I attached his Bank statement, bank certificate claiming that his account has sufficient balance, also I attached his Affidavit of Support in which it was clearly mentioned that he is sponsoring me and he doesn't have any issues and these funds would always be available for my studies during my stay in Canada. I also attached his ITR for the last two years because he is a business man, not working anywhere. Now, I don't understand what Visa Officer exactly wants.

What I believe, this all happened due to not showing amount in my parents' accounts, may be VO may have thought that my brother has just shown the amount but would not give to me so as per suggestions, my brother is ready to transfer all the amount to my father's account because my father is a retired official and he doesn't have much amount in his account.

Please suggest what should I do because in CAIPS notes only funds related issues is mentioned rest all cleared.

Thanks

Sorry for the late response..

in regards to your queries, despite it sound reasonable to transfer your brother's funds into your father's funds, it doesn't go well with your application as the statement of account will read a huge amount deposit

Before now, I asked you a question which you didn't respond to, I asked what source of funds your brother showed and was there huge sum deposited in the account at the time of your visa processing????

It advisable in "my opinion" to leave the funds in your brother's account and let him be the sponsor. This time, avoid any form of huge sum deposit and if such be, point it to the VO's attention and give reasons. Also, he should show commitment of a sincere sponsorship by transferring a sum of money(which can just be stated for transportation only) into your personal account.. if possible, even after paying for your GIC and Tuition fees.. this shows great commitment as genuinely as it can be

Most importantly, your brother should try to provide enough convincing or tangible proof of source of funds, this cements a final authenticity of a continuous funds for your studies for the following year if necessary

Also, you should try to show a birth certificate of you and your brother as proof of relationship, and your father can just write a letter to CIC stating that he is aware of such educational sponsorship arrangements and he second to it, then supporting the letter with his birth certificate to show proof to both of you as his children and his properties(If any) as well as his pension account(even if the closing bal isn't huge)

FYI: Make sure the funds in your brother's account is sufficient enough to cover over +$25k cad

 

[Krishna13]

Sorry for the late response..

in regards to your queries, despite it sound reasonable to transfer your brother's funds into your father's funds, it doesn't go well with your application as the statement of account will read a huge amount deposit

Before now, I asked you a question which you didn't respond to, I asked what source of funds your brother showed and was there huge sum deposited in the account at the time of your visa processing????

It advisable in "my opinion" to leave the funds in your brother's account and let him be the sponsor. This time, avoid any form of huge sum deposit and if such be, point it to the VO's attention and give reasons. Also, he should show commitment of a sincere sponsorship by transferring a sum of money(which can just be stated for transportation only) into your personal account.. if possible, even after paying for your GIC and Tuition fees.. this shows great commitment as genuinely as it can be

Most importantly, your brother should try to provide enough convincing or tangible proof of source of funds, this cements a final authenticity of a continuous funds for your studies for the following year if necessary

Also, you should try to show a birth certificate of you and your brother as proof of relationship, and your father can just write a letter to CIC stating that he is aware of such educational sponsorship arrangements and he second to it, then supporting the letter with his birth certificate to show proof to both of you as his children and his properties(If any) as well as his pension account(even if the closing bal isn't huge)

FYI: Make sure the funds in your brother's account is sufficient enough to cover over +$25k cad

Thanks Johnsnow.

**Before now, I asked you a question which you didn't respond to, I asked what source of funds your brother showed and was there huge sum deposited in the account at the time of your visa processing???? - No dear, my brother runs a business, he is maintaining the amount in his savings account for more than an year older (at the time of Visa processing), if VO reads his bank statement, he can easily find the transactions made every month, so there is no question regarding sudden deposit.

Make sure the funds in your brother's account is sufficient enough to cover over +$25k cad - In my previous application, we've already shown adequate amount of money i.e. 55,000 CAD, although my tuition & living expenses were around 25,000 CAD so I presented the amount which was indeed more than required. But still refusal reason is regarding "Insufficient Funds"

We are planning to transfer all the funds to my father's savings account, Reason being, as per notes, it is for sure that visa officer was not convinced, he did not consider the funds shown by my brother. What I feel, Visa Officer wants to see the funds either in my Parents' account or in my own account.

Yes, if deposited at once then the statement of my father's account will read a huge amount deposit. However, to overcome, my father would then open a Fixed Deposit account. It takes some time to mature but it is not restricted to not able to release it before maturity. Those who are having Fixed Deposits are always considered as a financially sound person. By showing FD, my father will then become a primary sponsor because my father is a retired official and he doesn't have much amount in his account. I wont include my brother as a sponsor this time. My parents will only be my sponsor not even me because visa officer has only issues regarding my funds rest all cleared, so by this way we are thinking that our case would become stronger.

What would you suggest?

Thanks