follow up question, my agency is in canada and i paid a lot of money just to get there but unfortunately they refused me from embassy so what i want now is 2 get back my money from agency there. So can u give me ur ideas or someone have same experience like mine. The agency said that we will give ur money back but u should send me 1st ur refusal letter after sending 2 them my refusal then now they keep telling me that it will take 1 yr to get ur money back because we will pay it partially. So whats d best thing 2 do get my money back coz i cannot wait for 1yr just 2 get it back d money coz im thingking also maybe they dont have d plan to give me back. Pls share ur ideas. Thanks a lot.