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Ray of hope - FSW - 1

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Deb-Ola

Member
Aug 14, 2020
14
10
Cayman Islands
Category........
PNP
NOC Code......
1111
App. Filed.......
19-11-2020
AOR Received.
20-11-2020
Hi guys,

I need help, maybe someone has info.

I studied in UK 9 years ago and didn’t close my debit card when I left. I don’t know if there is any debt is left (I mean negative balance) or since banks renew cards by mail without informing customers someone else might have recieved and used it. I can’t find my card and bank can’t help. I have no idea what happened since (i.e gone to court etc).

I need a police certificate now. Can unpaid debt be shown in police certificate in case I have it, even if it has gone to court without me knowing ?

Thanks!
I studied in the UK myself couple of years back and didn't close my account. I have obtained my UK police report and it doesn't include anything about unpaid debt. I don't think there is need to worry,
 

dkincanada

Hero Member
Jul 8, 2020
330
224
Hello Folks,

I am an inland applicant.

I had applied for OINP: Foreign Worker Stream in July 2020. However, i was fortunate enough to secure express entry ITA in last CEC only draw.
What should i do?

I prefer express entry, but then should i decline my OINP nomination Or keep it valid until i get decision on my express entry PR application?
 

Jan.19

Full Member
Oct 26, 2019
26
3
I studied in the UK myself couple of years back and didn't close my account. I have obtained my UK police report and it doesn't include anything about unpaid debt. I don't think there is need to worry,
thanks!

I’m just worried if there was debt and it is gone to court. Don’t know whether debt court case is shown in pcc or not.
 

Timbuktu_14

Champion Member
Feb 5, 2020
1,452
1,142
Thanks, but how is that possible? It’s account that I used 9 years ago while I was a student in the UK.
Well, it may not hold waters in the end but I wouldn't want to leave such case for the CO to decide. Try to find out from the bank or something just to be sure.
 

Uncle Yayo

Hero Member
Jun 16, 2020
379
364
Nigeria
Category........
FSW
Visa Office......
Accra
NOC Code......
4112
Doc's Request.
26-11-2020
AOR Received.
15-10-2020
Med's Done....
08-09-2020
Passport Req..
28-1-2021
Thanks, but how is that possible? It’s account that I used 9 years ago while I was a student in the UK.
The bank will not file a criminal case against you for unpaid debt... at best they will file a civil action for recovery of money... they would only file a criminal action if it is suspected that you are using your account to commit fraud or some other financial crime... even in that case they won’t go to court straight... it will be referred to the police for investigation... and you would have been notified by the police of an investigation against you. anyway, without digressing too much... it is very very unlikely that you have a case in court... or a police investigation... thus, your debt shouldn’t be a concern for you vis a vis your pcc... you are overthinking it!!
 

dkincanada

Hero Member
Jul 8, 2020
330
224
Hi Folks,

i have an issue, i got my employment letter from my employer and he forgot to put “$“ sign in front of my salary.
I am attaching my T4, notice of assessment and pay slips anyways.
Do you think it will cause any problems during the PR process?
 

Deb-Ola

Member
Aug 14, 2020
14
10
Cayman Islands
Category........
PNP
NOC Code......
1111
App. Filed.......
19-11-2020
AOR Received.
20-11-2020
thanks!

I’m just worried if there was debt and it is gone to court. Don’t know whether debt court case is shown in pcc or not.
The odds of a bank taking you to court over a unpaid debt is slim, they would rather settle out of court. If for any reason they decide to file a court case, I believe you would have been served a copy of the claim. If you haven't been issued a claim, then who are they making the court case with?
 
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Jan.19

Full Member
Oct 26, 2019
26
3
The bank will not file a criminal case against you for unpaid debt... at best they will file a civil action for recovery of money... they would only file a criminal action if it is suspected that you are using your account to commit fraud or some other financial crime... even in that case they won’t go to court straight... it will be referred to the police for investigation... and you would have been notified by the police of an investigation against you. anyway, without digressing too much... it is very very unlikely that you have a case in court... or a police investigation... thus, your debt shouldn’t be a concern for you vis a vis your pcc... you are overthinking it!!
thank you very much! :)
 
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