I beg you not to take it personally, but this reminds me of a friend of mine. He's a very cautious fellow, especially when it comes to drinking, revelry, etc. Doesn't take any chances. He lives by the principle of "better safe than sorry".
I, on the other hand, take life to be the most fragile entity that ever existed. A moment later, boom, and I'm dead!! We can sneeze to death, did you know that? Live life as if it's your last day, work passionately, drink recklessly, love selflessly and hope endlessly.