PROOF OF MEDICAL INSURANCE FOR SUPER VISA

[world]

HI,

I Would like to know the name of some Companies for the proof of medical insurance for super visa.

would also be appreciated if someone could tell me procedures of medical insurance of my parents.

Thank you.

 

[Gary Goldshmidt]

In order to provide proof of medical insurance you have to purchase a policy from a Canadian Insurance Company. Once the policy is paid for and issued you simply need to print it and include it with your super visa application. The policy will state the name of the insured which would be your parent or grandparent, the insurance amount which would be a minimum of $100,000 and the duration of coverage which would be one year. It will also contain a policy number and state the effective date of the policy. Any policy purchased from a Canadian Insurance company with the above criteria would be proof of medical insurance for the super visa. I will caution you Insurance Companies are getting tough due to the amount of policies being purchased and cancelled after the Super Visa gets approved, some are requisting proof of the super visa being refused, others are increasing their administration fees. One of the issues is people can buy insurance then cancell their policy and try to use the cancelled policy to enter Canada as if they where insured, this would consitute immigration fraud. I have also had a number of people who call me to buy a policy without any intention of using it within a 12 month period, I advise them to use an online broker and call me back when they actualy need insurance. Canada is a great Country with caring and polite people but we are not stupid Insurance Companies are not in the business of losing money and do inform immigration once the policy is terminated. All the Insurance Companies I spoke to consulted with immigration in order to design and/or ammend their policies to meet the super visa requirements.

I can provide you with a list of companies that operate in Canada that would meet the super visa requirements as a broker I deal with five of them. If you need any assistance to purchase insurance you can contact me.

 

[iyikk]

In order to provide proof of medical insurance you have to purchase a policy from a Canadian Insurance Company. Once the policy is paid for and issued you simply need to print it and include it with your super visa application. The policy will state the name of the insured which would be your parent or grandparent, the insurance amount which would be a minimum of $100,000 and the duration of coverage which would be one year. It will also contain a policy number and state the effective date of the policy. Any policy purchased from a Canadian Insurance company with the above criteria would be proof of medical insurance for the super visa. I will caution you Insurance Companies are getting tough due to the amount of policies being purchased and cancelled after the Super Visa gets approved, some are requisting proof of the super visa being refused, others are increasing their administration fees. One of the issues is people can buy insurance then cancell their policy and try to use the cancelled policy to enter Canada as if they where insured, this would consitute immigration fraud. I have had a number of people who call me to buy a policy without any intention of using it within a 12 month period, I advise them to use an online broker and call me back when they actualy need insurance. Canada is a great Country with caring and polite people but we are not stupid Insurance Companies are not in the business of losing money and do inform immigration once the policy is terminated. All the Insurance Companies I spoke to consulted with immigration in order to design and/or ammend their policies to meet the super visa requirements.

I can provide you with a list of companies that operate in Canada that would meet the super visa requirements as a broker I deal with five of them. If you need any assistance to purchase insurance you can contact me direnctly.

Thanks Gary...it's really helpful information to every one.

+1 to you

 

[KhoaN]

In order to provide proof of medical insurance you have to purchase a policy from a Canadian Insurance Company. Once the policy is paid for and issued you simply need to print it and include it with your super visa application. The policy will state the name of the insured which would be your parent or grandparent, the insurance amount which would be a minimum of $100,000 and the duration of coverage which would be one year. It will also contain a policy number and state the effective date of the policy. Any policy purchased from a Canadian Insurance company with the above criteria would be proof of medical insurance for the super visa. I will caution you Insurance Companies are getting tough due to the amount of policies being purchased and cancelled after the Super Visa gets approved, some are requisting proof of the super visa being refused, others are increasing their administration fees. One of the issues is people can buy insurance then cancell their policy and try to use the cancelled policy to enter Canada as if they where insured, this would consitute immigration fraud. I have also had a number of people who call me to buy a policy without any intention of using it within a 12 month period, I advise them to use an online broker and call me back when they actualy need insurance. Canada is a great Country with caring and polite people but we are not stupid Insurance Companies are not in the business of losing money and do inform immigration once the policy is terminated. All the Insurance Companies I spoke to consulted with immigration in order to design and/or ammend their policies to meet the super visa requirements.

I can provide you with a list of companies that operate in Canada that would meet the super visa requirements as a broker I deal with five of them. If you need any assistance to purchase insurance you can contact me.

Hi Gary... I applied super visa for my parents but then they decide they will stay only for 6 months. In the request letter they asked for 1 year. Do I need to get for 1 year or just need to buy for 6 months?

Thanks,

 

[Gary Goldshmidt]

Yes you need to buy a policy for one year even if the visit is a shorter time. That is the requirement for a super visa, for a regular visitors visa it is not required and you can buy coverage for the actual duration of the visit. One warning I will give you, make sure the insurance company will give you a partial refund, the GMS super visa policy will not give any partial refunds at all and other policies I reviewed will not give any refunds if a claim has been filled regardless if the insurance company approved it or denied the claim. GMS just amended their policy to look more like Manulife, 21 Century also underwritten by Manulife and the policy will state this in their policy. So be careful and read the policy before you buy it so you understand how it works. I personally try to stay away from insurance companies that do this but GMS is often the cheapest policy and client do not want to spend additional money to get better coverage. If you need assistance you can contact me directly.

 

[emanager]

Hey gary, lets say I bought a policy for one year and my parents decide to go back home after two months and will visit later so does the policy go on hold, I heard about that somewhere

 

[Gary Goldshmidt]

It depends on the policy. Some policies have added a benefit called a right of entry that would allow for multiple trips between Canada and Country of Origin within the Policy period.