I am processing the PR for me alone, my family is not accompanying me. For POF, I have to move the money from my joint account, held with my wife, into my personal account which is rarely used and only has a basic minimum balance for the last 6 months. I am planning to move the money using a cheque co-signed by my wife and me. I am planning to use a copy of this cheque as the source of money in my personal account.
My questions are...
1) Can I use the joint account for proof for funds, when my spouse is not applying for PR?
2) If answer for 1 is No, do I have to submit the statement for 6 months, for my joint account with my wife also?
3) Do I have to give details of my other savings accounts? I have a few accounts which I do not operate regularly, all having just basic minimum balance.
4) Do I have to disclose a housing loan which my wife and I have taken up jointly? (We pay the EMIs from the joint account).
thanks in advance.